41W540 Greenfield Rd, Elgin, IL 60124 Property Records

Kane County property record for 41W540 Greenfield Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,362 sqft · built 1974
Lot Size	4.6 acres (200,376 sqft)
Owner	2 Individual Names on File
Last Sale	$426,000 (Jul 2021)
Tax Bill	$10,390 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-27-100-011`

Property Details

APN / Parcel Number

Primary APN	`05-27-100-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,362 sqft Living Area
1st Floor Area	2,362 sqft
Basement Area	2,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	200,376 sqft
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	41W540 GREENFIELD RD
City	ELGIN
State	IL
Zip	60124-8315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NON FARM SOUTH
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1018
Census Tract	850709

Owner

41W540 Greenfield Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41W540 GREENFIELD RD, ELGIN, IL 60124-8315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Deed Document Number	202155184
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 19, 2021
Property Address	41W540 GREENFIELD RD, ELGIN, IL 60124-8315
Document Number	0000055184
Instrument Date	Jul 15, 2021
Instrument	2021K055184
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41W540 GREENFIELD RD, 41W540, ELGIN, IL 60124-8315

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41W540 GREENFIELD RD, ELGIN, IL 60124-8315

Mortgage

Document Number	0000055185
Date	Jul 19, 2021
Instrument	2021K055185

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 41W540 Greenfield Rd was $10,390 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,390.00 Homeowner's exemption	$164,266 (+9.26%) Land $51,637 Building $112,629	$492,995 (+9.26%) Land $154,973 Building $338,022
2024		$150,345 Land $47,905 Building $102,440	$451,215 Land $143,773 Building $307,443
2022	$10,455.00 (+9.08%) Homeowner's exemption	$129,297 (+6.92%) Land $42,714 Building $86,583	$387,891 (+6.92%) Land $128,142 Building $259,749
2021	$9,585.00 Homeowner's exemption	$120,930 Land $41,266 Building $79,664	$362,790 Land $123,798 Building $238,992

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41W540 Greenfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41W540 Greenfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20