41W511 Empire Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 41W511 Empire Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,808 sqft · built 2007
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$392,000 (Jul 2020)
Tax Bill	$10,569 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-15-129-002`

Property Details

APN / Parcel Number

Primary APN	`08-15-129-002`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,808 sqft Living Area
Gross Area	5,297 sqft
Basement Area	1,860 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	629 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	41W511 EMPIRE RD
City	SAINT CHARLES
State	IL
Zip	60175-8307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OF CAMPTON RIDGE SUBDIVISION
Legal Subdivision	CAMPTON RIDGE SUBD
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2000
Census Tract	852405

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	41W511 EMPIRE RD, SAINT CHARLES, IL 60175-8307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	May 2, 2005 · Amount on Record
Deed Document Number	202041808
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 30, 2020
Property Address	41W511 EMPIRE RD, ST CHARLES, IL 60175-8307
Document Number	0000041808
Instrument Date	Jul 10, 2020
Instrument	2020K041808
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41W511 EMPIRE RD, SAINT CHARLES, IL 60175-8307

Mortgage

Document Number	0000041809
Date	Jul 30, 2020
Instrument	2020K041809

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,569.00 (+13.41%) Homeowner's exemption
2024		$163,578 (+22.76%) Land $21,065 Building $142,513	$490,930 (+22.8%) Land $63,220 Building $427,710
2022	$9,319.00 (+6.47%) Homeowner's exemption	$133,255 (+5.91%) Land $17,160 Building $116,095	$399,765 (+5.91%) Land $51,480 Building $348,285
2021	$8,753.00 Homeowner's exemption	$125,819 Land $16,202 Building $109,617	$377,457 Land $48,606 Building $328,851

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-FERSON CREEK private · serves 1,134 people · EPA ID IL0895800
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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