41W296 Sylvan Dr, Elburn, IL 60119 Property Records

Kane County property record for 41W296 Sylvan Dr, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,734 sqft · built 1989
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jul 2019)
Tax Bill	$13,688 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-27-454-004`

Property Details

APN / Parcel Number

Primary APN	`08-27-454-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,734 sqft Living Area
Gross Area	6,255 sqft
Basement Area	549 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Combination
Construction Type	Frame
Lot Area	46,174 sqft
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	41W296 SYLVAN DR
City	ELBURN
State	IL
Zip	60119-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SYLVAN RIDGE 1
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2000
Census Tract	852408

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41W296 SYLVAN DR, ELBURN, IL 60119-9500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jul 19, 2019	Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Deed Document Number	201931351
Prior Transfer Date	Mar 16, 2001
Prior Transfer Doc	0000043728
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	41W296 SYLVAN DR, ELBURN, IL 60119-9500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048988
Date	Aug 28, 2020
Instrument	2020K048988

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.62%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 19, 2019
Property Address	41W296 SYLVAN DR, ELBURN, IL 60119-9500
Document Number	0000031351
Instrument Date	Jul 17, 2019
Instrument	2019K031351
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FOX TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41W296 SYLVAN DR, ELBURN, IL 60119-9500

Mortgage

Document Number	0000031352
Date	Jul 19, 2019
Instrument	2019K031352

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,688.00 (+10.74%) Homeowner's exemption	$223,429 (+8.43%) Land $37,081 Building $186,348	$670,555 (+8.43%) Land $111,288 Building $559,268
2024		$206,058 (+22.76%) Land $34,198 Building $171,860	$618,421 (+22.8%) Land $102,635 Building $515,786
2022	$12,361.00 (+4.62%) Homeowner's exemption	$167,861 (+8.68%) Land $27,859 Building $140,002	$503,583 (+8.68%) Land $83,577 Building $420,006
2021	$11,815.00 Homeowner's exemption	$154,458 Land $26,304 Building $128,154	$463,374 Land $78,912 Building $384,462

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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