41W161 Whitney Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 41W161 Whitney Rd, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,956 sqft · built 1976
Lot Size1.03 acres (44,867 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (May 2014)
Tax Bill$9,797 (2025)
Deeds & MortgagesOct 2021 Mortgage
Sep 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN08-15-277-002

Property Details

APN / Parcel Number

Primary APN08-15-277-002

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,956 sqft Living Area
Gross Area2,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeFrame
Lot Area44,867 sqft
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Deck Area144 sqft
Balcony Area900 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address41W161 WHITNEY RD
CitySAINT CHARLES
StateIL
Zip60175-8571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description17 MILL UNIT4
Legal SubdivisionKINGS MILL 4
Legal Block2
Legal Lot Number17
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2006
Census Tract852405

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41W161 WHITNEY RD, SAINT CHARLES, IL 60175-8571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
OLD SECOND NATIONAL BANK
Sep 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
OLD SECOND NATIONAL BANK
Mar 25, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Oct 11, 2017Deed of Trust, Mortgage · Commercial Mortgage
OLD SECOND NATIONAL BANK
Sep 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
OLD SECOND NATIONAL BANK
Apr 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2014 · Amount on Record
Deed SaleMay 30, 2014 · Amount on Record
Prior SaleJul 26, 2000 · Amount on Record
Deed Document Number201425558
Last Transfer DateMar 22, 2021
Transfer Doc0000023580
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address41W161 WHITNEY RD, ST CHARLES, IL 60175-8571
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanyAF TITLE COMPANY, FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075367
DateOct 5, 2021
Instrument2021K075367
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address41W161 WHITNEY RD, ST CHARLES, IL 60175-8571
Transaction TypeMortgage
Record UpdatedOct 6, 2021
Title CompanyAF TITLE COMPANY, FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073444
DateSep 28, 2021
Instrument2021K073444
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 25, 2021
Property Address41W161 WHITNEY RD, ST CHARLES, IL 60175-8571
Document Number0000023580
Instrument DateMar 22, 2021
Instrument2021K023580
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 WEST 16 WHITNEY ROAD, SAINT CHARLES, IL 60175

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address41W161 WHITNEY RD, ST CHARLES, IL 60175-8571
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053388
DateOct 11, 2017
Instrument2017K053388
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueNov 25, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address41W161 WHITNEY RD, ST CHARLES, IL 60175-8571
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFOX TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047766
DateSep 12, 2017
Instrument2017K047766
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address41W161 WHITNEY RD, ST CHARLES, IL 60175-8571
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFOX TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021624
DateApr 30, 2020
Instrument2020K021624
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2040

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityCampton Hills Village
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,797.00 (+9.79%)$172,998 (+8.43%) Land $28,217 Building $144,781$519,202 (+8.43%) Land $84,685 Building $434,517
2024$159,548 (+22.75%) Land $26,023 Building $133,525$478,836 (+22.8%) Land $78,100 Building $400,735
2022$8,923.00 (+6.75%) Homeowner's exemption$129,973 (+5.91%) Land $21,199 Building $108,774$389,919 (+5.91%) Land $63,597 Building $326,322
2021$8,359.00 Homeowner's exemption$122,720 Land $20,016 Building $102,704$368,160 Land $60,048 Building $308,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Whitney Rd

Nearby Streets

Search Property Records by Address or Parcel Number