Kane County property record for 41W131 Creekview Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,392 sqft · built 1986 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jul 2021) |
| Tax Bill | $9,285 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-27-477-003 |
| Primary APN | 05-27-477-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Living Area |
| Basement Area | 1,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Attached |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 41W131 CREEKVIEW DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK BLUFF - LOT 10 |
| Legal Subdivision | OAK BLUFF |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 850709 |
41W131 Creekview Dr is owned and occupied by two individuals who bought it in July 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41W131 CREEKVIEW DR, ELGIN, IL 60124-8344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on File |
| Deed Sale | Jul 2, 2021 · Amount on File |
| Prior Sale | Oct 4, 2016 · Amount on File |
| Deed Document Number | 202151245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 2, 2021 |
| Property Address | 41W131 CREEKVIEW DR, ELGIN, IL 60124-8344 |
| Document Number | 0000051245 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021K051245 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41W131 CREEKVIEW DR, ELGIN, IL 60124-8344 |
| Document Number | 0000051246 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021K051246 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W131 CREEKVIEW DR, ELGIN, IL 60124-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015615 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021K015615 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Change Frequency | 6 Months |
The 2025 property tax bill for 41W131 Creekview Dr was $9,285 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,285.00 Homeowner's exemption | $147,642 (+7.79%) Land $29,791 Building $117,851 | $443,103 (+7.79%) Land $89,409 Building $353,694 |
| 2024 | $136,972 Land $27,638 Building $109,334 | $411,080 Land $82,947 Building $328,133 | |
| 2022 | $10,402.00 (+5.16%) Homeowner's exemption | $128,663 (+7.72%) Land $23,138 Building $105,525 | $385,989 (+7.72%) Land $69,414 Building $316,575 |
| 2021 | $9,892.00 Homeowner's exemption | $119,445 Land $22,353 Building $97,092 | $358,335 Land $67,059 Building $291,276 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41W131 Creekview Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41W131 Creekview Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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