Kane County property record for 41W102 Oak Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,739 sqft · built 1990 |
| Lot Size | 1.11 acres (48,787 sqft) |
| Owner | Trust Name on File |
| Last Sale | $307,000 (Feb 2018) |
| Tax Bill | $7,952 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-15-227-007 |
| Primary APN | 08-15-227-007 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,739 sqft Living Area |
| Gross Area | 3,183 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 48,787 sqft |
| Garage Type | Attached |
| Garage Area | 1,444 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 156 sqft |
| Street Address | 41W102 OAK DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-8544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | KINGS MILL 2 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 852405 |
41W102 Oak Dr is owner-occupied and held in a trust since February 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 41W102 OAK DR, SAINT CHARLES, IL 60175-8544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK |
| Jul 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE NATIONAL BANK & TRUST CO |
| Feb 27, 2018 | Grant Deed, Transfer · Construction Mortgage DAVID MORAWSKI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2018 · Amount on File |
| Deed Sale | Feb 27, 2018 · Amount on File |
| Deed Document Number | 20189128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W102 OAK DR, ST CHARLES, IL 60175-8544 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 41W060 OAK DR, SAINT CHARLES, IL 60175-8544 |
| Document Number | 0000036746 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 2023K036746 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W102 OAK DR, ST CHARLES, IL 60175-8544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREATER ILLIONS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000035049 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 2018K035049 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W102 OAK DR, ST CHARLES, IL 60175-8544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000022596 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 2020K022596 |
| Name | CORNERSTONE NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PALATINE, IL 60067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 27, 2018 |
| Property Address | 41W102 OAK DR, ST CHARLES, IL 60175-8544 |
| Document Number | 0000009128 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 9128 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 TALL GRASS CT ST CHARLES IL 601745865, ST CHARLES, IL 60174-5865 |
| Document Number | 9129 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 9129 |
| Name | DAVID MORAWSKI |
|---|---|
| Address | 910 TALL GRASS CT, ST CHARLES, IL 60174-5865 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 26, 2019 |
The 2025 property tax bill for 41W102 Oak Dr was $7,952 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,952.00 Homeowner's exemption | $135,426 (+8.43%) Land $40,305 Building $95,121 | $406,441 (+8.43%) Land $120,963 Building $285,477 |
| 2024 | $124,897 Land $37,171 Building $87,726 | $374,841 Land $111,558 Building $263,283 | |
| 2022 | $7,181.00 (+6.56%) Homeowner's exemption | $101,745 (+5.91%) Land $30,281 Building $71,464 | $305,235 (+5.91%) Land $90,843 Building $214,392 |
| 2021 | $6,739.00 Homeowner's exemption | $96,067 Land $28,591 Building $67,476 | $288,201 Land $85,773 Building $202,428 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41W102 Oak Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41W102 Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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