Kane County property record for 41W078 Campton Trail Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,800 sqft · built 2006 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Jun 2018) |
| Tax Bill | $12,456 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-15-427-006 |
| Primary APN | 08-15-427-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,800 sqft Living Area |
| Gross Area | 5,283 sqft |
| Basement Area | 1,666 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Georgian |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 46,174 sqft |
| Garage Type | Attached |
| Garage Area | 817 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 41W078 CAMPTON TRAIL RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMPTON TRAIL SUB LOT 16 |
| Legal Subdivision | CAMPTON TRAIL SUB |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 852405 |
41W078 Campton Trail Rd is owned and occupied by an individual who bought it in June 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41W078 CAMPTON TRAIL RD, SAINT CHARLES, IL 60175-5538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG |
| Jun 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on File |
| Deed Sale | Jun 27, 2018 · Amount on File |
| Prior Sale | Jul 6, 2006 · Amount on File |
| Deed Document Number | 201830525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W078 CAMPTON TRAIL RD, ST CHARLES, IL 60175-5538 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 41W078 CAMPTON TRAIL RD, ST CHARLES, IL 60175-5538 |
| Document Number | 0000039998 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023K039998 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W078 CAMPTON TRAIL RD, ST CHARLES, IL 60175-5538 |
| Document Number | 0000001363 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | NOVAS TITLE COMPANY LLC, NOVAS TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Address | 41W078 CAMPTON TRAIL RD ST CHARLES IL 601755538, ST CHARLES, IL 60175-5538 |
| Document Number | 0000001363 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 1363 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 8, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 27, 2018 |
| Property Address | 41W078 CAMPTON TRAIL RD, ST CHARLES, IL 60175-5538 |
| Document Number | 0000030525 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 30525 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41W078 CAMPTON TRAIL RD ST CHARLES IL 601755538, ST CHARLES, IL 60175-5538 |
| Document Number | 30526 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 30526 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 41W078 Campton Trail Rd was $12,456 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,456.00 Homeowner's exemption | $207,606 (+8.43%) Land $31,238 Building $176,368 | $623,067 (+8.43%) Land $93,752 Building $529,316 |
| 2024 | $191,465 Land $28,809 Building $162,656 | $574,625 Land $86,462 Building $488,163 | |
| 2022 | $11,248.00 (+6.41%) Homeowner's exemption | $155,973 (+5.91%) Land $23,469 Building $132,504 | $467,919 (+5.91%) Land $70,407 Building $397,512 |
| 2021 | $10,570.00 Homeowner's exemption | $147,269 Land $22,159 Building $125,110 | $441,807 Land $66,477 Building $375,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 41W078 Campton Trail Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41W078 Campton Trail Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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