Kane County property record for 41W070 Brown Rd, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,290 sqft · built 2000 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,025,000 (Aug 2024) |
| Tax Bill | $16,859 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage May 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-15-276-010 |
| Primary APN | 08-15-276-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,290 sqft Living Area |
| Gross Area | 6,070 sqft |
| Basement Area | 1,924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 97,139 sqft |
| Garage Type | Attached |
| Garage Area | 856 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 256 sqft |
| Balcony Area | 998 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 41W070 BROWN RD |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE S 465 FT (EX THE E 220 FT THEREOF) OF THE E 1/2 OF THE E 1/2 OF THE NE 1/4 OF SEC 15-40-7 (EX PT DESC IN DOC 2005K120842) |
| Legal Range | 07 |
| Legal Township | 40 |
| Legal Section | 15 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 852405 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43W575 OTTER LN, SAINT CHARLES, IL 60175 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 12, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN COMMUNITY BANK & TRUST |
| Oct 13, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN COMMUNITY BANK |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK |
| Dec 4, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2024 · Amount on Record |
| Deed Sale | Aug 14, 2024 · Amount on Record |
| Prior Sale | Oct 31, 2016 · Amount on Record |
| Deed Document Number | 202428717 |
| Prior Transfer Date | Nov 19, 2020 |
| Prior Transfer Doc | 0000075185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W070 BROWN RD, ST CHARLES, IL 60175-7840 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 41W070 BROWN RD, SAINT CHARLES, IL 60175-7840 |
| Document Number | 0000012656 |
|---|---|
| Date | Apr 10, 2025 |
| Instrument | 2025K012656 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W070 BROWN RD, ST CHARLES, IL 60175-7840 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 41W070 BROWN RD, ST CHARLES, IL 60175-7840 |
| Document Number | 0000017146 |
|---|---|
| Date | May 12, 2025 |
| Instrument | 2025K017146 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W070 BROWN RD, ST CHARLES, IL 60175-7840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001718 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 2020K001718 |
| Name | AMERICAN COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WOODSTOCK, IL 60098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W070 BROWN RD, ST CHARLES, IL 60175-7840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000060916 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020K060916 |
| Name | AMERICAN COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LINCOLNSHIRE, IL 60069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 41W070 BROWN RD, ST CHARLES, IL 60175-7840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CT |
| Name | Verified Name |
|---|
| Document Number | 0000041512 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020K041512 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 4, 2020 |
| Property Address | 41W070 BROWN RD, ST CHARLES, IL 60175-7840 |
| Document Number | 0000075185 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 75185 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 41W070 BROWN RD ST CHARLES IL 601757840, ST CHARLES, IL 60175-7840 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,859.00 (+15.41%) | $296,210 (+8.43%) Land $55,981 Building $240,229 | $888,986 (+8.43%) Land $168,010 Building $720,975 |
| 2024 | $273,181 (+30.7%) Land $51,629 Building $221,552 | $819,871 (+30.76%) Land $154,949 Building $664,922 | |
| 2022 | $14,608.00 (+6.36%) Homeowner's exemption | $209,006 (+5.91%) Land $42,058 Building $166,948 | $627,018 (+5.91%) Land $126,174 Building $500,844 |
| 2021 | $13,735.00 Homeowner's exemption | $197,343 Land $39,711 Building $157,632 | $592,029 Land $119,133 Building $472,896 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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