Hernando County property record for 4199 Orchid Dr, Hernando Beach, FL 34607 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,952 sqft · built 1988 |
| Lot Size | 0.234 acres (10,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Mar 2025) |
| Tax Bill | $9,938 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2022 Transfer + 4 more |
| Flood Zone | Zone VE (high risk) |
| APN | R13-223-16-2340-1040-0140 |
| Primary APN | R13-223-16-2340-1040-0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 3,752 sqft |
| 1st Floor Area | 1,352 sqft |
| Upper Floors Area | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,211 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 744 sqft |
| Deck Area | 200 sqft |
| Patio Area | 714 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00749444 |
|---|---|
| Street Address | 4199 ORCHID DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 11 BLK 104 LOT 14 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 11 |
| Legal Block | 104 |
| Legal Lot Number | 14 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41501 |
Source: Hernando County records · APN R13-223-16-2340-1040-0140
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 08, 2025 | Deed of Trust, Mortgage · Conventional Mortgage EXCEL MORTGAGE NETWORK INC |
| Dec 08, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 28, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 04, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 28, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage E LOANS MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2025 · Amount on Record |
| Deed Sale | Mar 13, 2025 · Amount on Record |
| Prior Sale | Apr 17, 2018 · Amount on Record |
| Deed Document Number | 202516954 |
| Deed Book / Page | 4532 / 1298 |
| Prior Transfer Date | Dec 08, 2022 |
| Prior Transfer Doc | 0042471269 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Document Number | 0046190076 |
|---|---|
| Date | Oct 08, 2025 |
| Book Page | 4619/76 |
| Instrument | 2025069866 |
| Name | EXCEL MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PETERSBURG, FL 33702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 08, 2022 |
| Property Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Document Number | 0042471269 |
| Book / Page | 4247 / 1269 |
| Map Reference | MB 8 PG 25 |
| Instrument Date | Dec 08, 2022 |
| Instrument | 2022086624 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Nov 28, 2022 |
| Property Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Document Number | 0042421815 |
| Book / Page | 4242 / 1815 |
| Map Reference | MB 8 PG 25 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022083729 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 04, 2022 |
| Property Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Document Number | 0042250847 |
| Book / Page | 4225 / 847 |
| Map Reference | MB 8 PG 25 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2022072463 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4199 ORCHID DR, 4199, HERNANDO BEACH, FL 34607-3356 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 126 SHAWNEE DR, HENDERSONVILLE, TN 37075-4616 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 28, 2021 |
| Property Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Document Number | 0039890543 |
| Book / Page | 3989 / 543 |
| Map Reference | MB 8 PG 25 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021030830 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4199 ORCHID DR, 4199, HERNANDO BEACH, FL 34607-3356 |
| Name | Verified Name |
|---|---|
| Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 17, 2018 |
| Property Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Document Number | 0035740306 |
| Book / Page | 3574 / 0306 |
| Map Reference | MB8 PG25 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 2018023166 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | SOUTHEAST TITLE OF THE SUNCO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,535.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4199 ORCHID DR, HERNANDO BEACH, FL 34607-3356 |
| Document Number | 2018023167 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 2018023167 |
| Name | E LOANS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,938.00 (-4.3%) | $703,195 (-2.79%) Land $359,239 Building $343,956 | $703,195 (-2.79%) Land $359,239 Building $343,956 |
| 2023 | $723,380 Land $365,793 Building $357,587 | ||
| 2022 | $10,385.00 | $723,380 Land $359,239 Building $364,141 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 357 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WOW Internet, Cable & Phone | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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