4198 Twilight Ln, Chipley, FL 32428 Property Records

Washington County property record for 4198 Twilight Ln, Chipley, FL 32428

Property Summary

Property TypeManufactured or Modular Home
Details2 bd · 2 ba · 1,152 sqft · built 2008
Lot Size4.38 acres (190,836 sqft)
OwnerIndividual Name on File
Last Sale$99,900 (Feb 2020)
Tax Bill$549 (2025)
Deeds & MortgagesJan 2021 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN000033900120

Property Details

APN / Parcel Number

Primary APN000033900120
Alternative APN
  • 33900120

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,152 sqft Heated Area
Gross Area1,632 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2016
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area190,836 sqft (4.38 acres)
PorchOpen Porch
Porch Area128 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000033900120
Street Address4198 TWILIGHT LN
CityCHIPLEY
StateFL
Zip32428-8438
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal Description33 2 14 4.38 ORB 1169 P 175 LOT 20 SUNSET PINES UNREC SUBDV
Legal Range14W
Legal Township02N
Legal Section33
Legal SubdivisionUNREC SUBDV
Legal Block3390
Legal Lot Number20
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group2
Census Block2031
Census Tract970302

Owner

4198 Twilight Ln, a residential property, is owned and occupied by an individual who bought it in February 2020.

Source: Washington County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Mailing Address4198 TWILIGHT LN, CHIPLEY, FL 32428-8438
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2021Deed of Trust, Mortgage · FHA Mortgage
PHH MORTGAGE SERVICES CORP
Feb 10, 2020Warranty Deed, Transfer · FHA Mortgage
FBT MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2020 · Amount on File
Deed SaleFeb 10, 2020 · Amount on File
Deed Document Number202067001190
Deed Book / Page1169 / 175
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address4198 TWILIGHT LN, CHIPLEY, FL 32428-8438
Transaction TypeMortgage
Record UpdatedDec 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4198 TWILIGHT LN, CHIPLEY, FL 32428-8438

Mortgage

Document Number0067000062
DateJan 6, 2021
Book Page1195/110
Instrument202167000062
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressWEST PALM BEACH, FL 33416
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term350 Months
DueMar 1, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateFeb 10, 2020
Property Address4198 TWILIGHT LN, CHIPLEY, FL 32428-8438
Document Number0067001190
Book / Page1169 / 175
Instrument DateFeb 7, 2020
Instrument202067001190
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$699.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4198 TWILIGHT LN, 4198, CHIPLEY, FL 32428-8438

Transferred To (Grantee/Buyer)

NameVerified Name
Address5323 THOMAS DR UNIT 14, 14, P C BEACH, FL 32408-6757

Mortgage

Document Number0000000177
DateFeb 10, 2020
Instrument1169/0177
Lender
NameFBT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4198 Twilight Ln was $549 with a homeowner's exemption, up 9.1% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$549.00 (+9.15%) Homeowner's exemption$80,462 (+2.9%)$145,777 (+37.45%) Land $17,000 Building $128,777
2024$503.00 (+7.25%) Homeowner's exemption$78,194 (+4.32%)$106,057 (+18.93%) Land $17,000 Building $89,057
2023$469.00 (+1.52%) Homeowner's exemption$74,955 (+3%)$89,178 (+8.02%) Land $17,000 Building $72,178
2022$462.00 Homeowner's exemption$72,772$82,558 Land $17,000 Building $65,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4198 Twilight Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2019–2022)
Claims Outside the SFHA5 of 5
Most Recent ClaimJan 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4198 Twilight Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50
Verizon
Fixed Wireless
25 / 6

Nearby Properties on Twilight Ln

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