4198 Tobin Cir, Santa Clara, CA 95054 Property Records

Santa Clara County property record for 4198 Tobin Cir, Santa Clara, CA 95054

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,590 sqft · built 2002
Lot Size	0.05 acres (2,189 sqft)
Owner	Individual Name on File
Last Sale	$1,780,000 (Nov 2023)
Tax Bill	$21,534 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`097-88-025`

Property Details

APN / Parcel Number

Primary APN	`097-88-025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,590 sqft Living Area
1st Floor Area	329 sqft
2nd Floor Area	762 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	2,189 sqft (0.05 acres)
Garage Area	393 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4198 TOBIN CIR
City	SANTA CLARA
State	CA
Zip	95054-4160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 25
Legal Subdivision	9321 GREENS
Legal Tract	9321
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2013
Census Tract	504903

Owner

4198 Tobin Cir is owned and occupied by an individual who bought it in November 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Nov 21, 2023	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
May 11, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 3, 2020	Grant Deed, Transfer · Conventional Mortgage US BANK NA
May 31, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Aug 3, 2020 · Amount on File
Deed Document Number	202325564727
Prior Transfer Date	May 17, 2018
Prior Transfer Doc	0023944843
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2070 LATHAM ST 15, 15, MOUNTAIN VIEW, CA 94040-2126

Mortgage

Document Number	0025567242
Date	Nov 22, 2023
Instrument	25567242

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 21, 2023
Property Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160
Document Number	0025564727
Map Reference	MB 745 PG 1-3
Instrument Date	Nov 16, 2023
Instrument	25564727
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160

Mortgage

Document Number	0025564728
Date	Nov 21, 2023
Instrument	25564728

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160

Mortgage

Document Number	0025300142
Date	May 11, 2022
Instrument	25300142

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160

Mortgage

Document Number	0025227601
Date	Jan 27, 2022
Instrument	25227601

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 3, 2020
Property Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160
Document Number	0024561552
Map Reference	MB 745 PG 1-3
Instrument Date	May 27, 2020
Instrument	24561552
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4198 TOBIN CIR, 4198, SANTA CLARA, CA 95054-4160

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160

Mortgage

Document Number	0024561553
Date	Aug 3, 2020
Instrument	24561553

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 31, 2018
Property Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160
Document Number	0023944842
Map Reference	MB745 PG1-3
Instrument Date	May 18, 2018
Instrument	23944842
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160

Mortgage

Document Number	0023944844
Date	May 31, 2018
Instrument	23944844

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 31, 2018
Property Address	4198 TOBIN CIR, SANTA CLARA, CA 95054-4160
Document Number	0023944843
Instrument Date	May 17, 2018
Instrument	23944843
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4198 TOBIN CIR SANTA CLARA CA 950544160, SANTA CLARA, CA 95054-4160

Tax Assessment & Valuation

The 2025 property tax bill for 4198 Tobin Cir was $21,534 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,805,000 (-0.58%) Land $1,379,100 Building $425,900
2025	$21,534.00 Homeowner's exemption	$1,815,600 Land $1,387,200 Building $428,400
2023	$19,349.00 (+1.69%) Homeowner's exemption	$1,644,947 Land $1,327,533 Building $317,414
2022	$19,027.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4198 Tobin Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4198 Tobin Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Tekify Fiber & Wireless Fixed Wireless	122 / 27
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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