Madison County property record for 4198 Ready Section Rd, Ardmore, AL 35739
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,015 sqft · built 2004 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $800 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-30-0-000-071.012 |
| Primary APN | 05-09-30-0-000-071.012 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,015 sqft Living Area |
| 1st Floor Area | 1,015 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 508155 |
|---|---|
| Street Address | 4198 READY SECTION RD |
| City | ARDMORE |
| State | AL |
| Zip | 35739-9008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 30 T1S R2W COMM AT THE NW COR OF SEC 30 TH S 43 DEG E 48.27 FT TO THE POB TH N 89 DEG E 111.46 FT S 187.31 FT N 89 DEG W |
| Legal Range | 02W |
| Legal Township | 01S |
| Legal Section | 30 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON CROSSROADS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10406 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4198 READY SECTION RD, ARDMORE, AL 35739-9008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 18, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Feb 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2008 |
| Deed Sale | Oct 9, 2008 |
| Prior Sale | May 30, 2008 · Amount on Record |
| Deed Document Number | 2008648650 |
| Last Transfer Date | Feb 10, 2020 |
| Transfer Doc | 0000014553 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 4198 READY SECTION RD, ARDMORE, AL 35739-9008 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 202100063233 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-00063233 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 30959 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 4198 READY SECTION RD, ARDMORE, AL 35739-9008 |
| Document Number | 0000096372 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4198 READY SECTION RD ARDMORE AL 357399008, ARDMORE, AL 35739-9008 |
| Document Number | 0000096372 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 96372 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Dec 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Feb 26, 2020 |
| Property Address | 4198 READY SECTION RD, ARDMORE, AL 35739-9008 |
| Document Number | 0000014553 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 14553 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4198 READY SECTION RD ARDMORE AL 357399008, ARDMORE, AL 35739-9008 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $24,460 (+3.91%) Land $3,500 Building $20,960 | $244,600 (+3.91%) Land $35,000 Building $209,600 |
| 2023 | $800.00 (+23.46%) Homeowner's exemption | $23,540 (+22.48%) Land $3,500 Building $20,040 | $235,400 (+22.54%) Land $35,000 Building $200,400 |
| 2022 | $648.00 Homeowner's exemption | $19,220 Land $1,820 Building $17,400 | $192,100 Land $18,200 Building $173,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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