4198 Mallards Lndg, Highland, MI 48357 Property Records

Oakland County property record for 4198 Mallards Lndg, Highland, MI 48357

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,968 sqft · built 1995
Lot Size	0.968 acres (42,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Apr 2018)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-302-005`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-302-005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	42,166 sqft (0.968 acres)
Terrain	Rolling
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	129 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4198 MALLARDS LNDG
City	HIGHLAND
State	MI
Zip	48357-2643
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T3N, R7E, SEC 8 & 9 OAKLAND COUNTY CONDOMINIUM PLAN NO 634 MALLARDS LANDING UNIT 31 L 11058 P 081 9-18-89 FR 11-08-276-003
Legal Range	07E
Legal Township	03N
Legal Section	08
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	31
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2010
Census Tract	131600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4198 MALLARDS LNDG, HIGHLAND, MI 48357-2643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Apr 16, 2018	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	201865025
Deed Book / Page	51726 / 858
Last Transfer Date	Jul 2, 2025
Transfer Doc	0000080411
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4198 MALLARDS LNDG, HIGHLAND, MI 48357-2643
Document Number	0000116404
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4198 MALLARDS LNDG HIGHLAND MI 483572643, HIGHLAND, MI 48357-2643

Mortgage

Document Number	0000116404
Date	Jul 22, 2019
Book Page	053048/000783
Instrument	116404

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 16, 2018
Property Address	4198 MALLARDS LNDG, HIGHLAND, MI 48357-2643
Document Number	0000065025
Book / Page	51726 / 00858
Map Reference	LB 11058 PG 81
Instrument Date	Apr 6, 2018
Instrument	65025
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	SELECT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,087.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4198 MALLARDS LNDG, 4198, HIGHLAND, MI 48357-2643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 MALLARDS LNDG, HIGHLAND, MI 48357-2643

Mortgage

Document Number	0000065026
Date	Apr 16, 2018
Instrument	65026

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	0000065027
Date	Apr 16, 2018
Book Page	51726/00873
Instrument	65027

Lender

Name	CHEMICAL BANK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,440.00 (-35.94%) Homeowner's exemption	$177,800 (+7.18%)	$355,600 (+7.18%)
2024	$5,370.00 (+17.87%)
2023		$165,890	$331,780
2021	$4,556.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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