4198 Lapeer Rd, Port Huron, MI 48060 Property Records

St. Clair County property record for 4198 Lapeer Rd, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,255 sqft
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Dec 2024)
Tax Bill	$2,710 (2025)
Deeds & Mortgages	May 2022 Refinance Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-28-006-3013-000`

Property Details

APN / Parcel Number

Primary APN	`74-28-006-3013-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,255 sqft Living Area
1st Floor Area	1,017 sqft
Basement Area	1,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	36,590 sqft (0.84 acres)
Lot Dimensions	420 ft deep x 87 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4198 LAPEER RD
City	PORT HURON
State	MI
Zip	48060-2474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-3
Legal Description	BEG ON N LINE OF M-21, 100' WIDE, AT A PTE S 81D 3M E 538.6' FROM ITS INT/SEC WITH N & S 1/4 LINE, TH N 4D 22M E 553.8', TH S
Legal Range	17E
Legal Township	06N
Legal Section	06
Legal Subdivision	FOXCROFT SUB
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2000
Census Tract	635000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4198 LAPEER RD, PORT HURON, MI 48060-2474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance ROCKET MORTGAGE LLC
Apr 1, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 23, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2024 · Amount on Record
Deed Sale	Dec 9, 2024 · Amount on Record
Prior Sale	Mar 3, 2009 · Amount on Record
Deed Document Number	202421706
Deed Book / Page	5772 / 166
Prior Transfer Date	Apr 18, 2022
Prior Transfer Doc	0005520543
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	May 11, 2022
Property Address	4198 LAPEER RD, PORT HURON, MI 48060-2474
Document Number	0005520543
Book / Page	5520 / 543
Instrument Date	Apr 18, 2022
Instrument	2022011876
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	JBN TITLE, JB TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4117 GRATIOT AVE, 4117, FORT GRATIOT, MI 48059-3988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 LAPEER RD, PORT HURON, MI 48060-2474

Mortgage

Document Number	2022011877
Date	May 11, 2022
Instrument	2022011877

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 1, 2022
Property Address	4198 LAPEER RD, PORT HURON, MI 48060-2474
Document Number	0005506343
Book / Page	5506 / 343
Instrument Date	Mar 31, 2022
Instrument	2022008644
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 LAPEER RD, PORT HURON, MI 48060-2474

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4198 LAPEER RD, PORT HURON, MI 48060-2474
Document Number	0049060235
Book / Page	004906 / 000235
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4198 LAPEER RD PORT HURON MI 480602474, PORT HURON, MI 48060-2474

Mortgage

Document Number	0049060235
Date	Jan 10, 2018
Book Page	004906/000235

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Port Huron Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,600 (+9.87%)	$169,200 (+9.87%)
2025	$2,710.00 (+71.09%) Homeowner's exemption	$77,000 (+4.48%)
2024	$1,584.00 (+11.47%)		$154,000 (+4.48%)
2023		$73,700
2022	$1,421.00		$147,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORT HURON TOWNSHIP serves 10,654 people · EPA ID MI0005490
Water Source	Purchased surface water from CITY OF PORT HURON
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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