4198 Independence Rd, Rail Road Flat, CA 95248 Property Records

Calaveras County property record for 4198 Independence Rd, Rail Road Flat, CA 95248

Property Summary

Property Type	Ranch
Details	3 bd · 2 ba · 1,298 sqft · built 2002
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Dec 2022)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`014-010-126-000`

Property Details

APN / Parcel Number

Primary APN	`014-010-126-000`
Alternative APN	`014-010-126`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,298 sqft Gross Area
1st Floor Area	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Lot Area	217,800 sqft

Location & Zoning

Old Parcel Number	014-010-126
Street Address	4198 INDEPENDENCE RD
City	RAIL ROAD FLAT
State	CA
Zip	95248-1043
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Local Zoning Code	RA20
Legal Description	PCL 1 PM 11-142 IN 28 T6R13
Legal Subdivision	11-142, PARCEL MAP
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	6
Census Block	6010
Census Tract	400

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4198 INDEPENDENCE RD, MOKELUMNE HILL, CA 95245-9655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 29, 2022	Trustee's Deed, Foreclosure SERVICELINK TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Prior Sale	Mar 29, 2022 · Amount on Record
Deed Document Number	202213862
Record Updated	Oct 29, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Dec 6, 2022
Property Address	4198 INDEPENDENCE RD, RAIL ROAD FLAT, CA 95248-1043
Document Number	0000013862
Map Reference	MB 11 PG 142
Instrument Date	Oct 20, 2022
Instrument	2022-013862
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	FIDELITY NATIONAL TTL MCLPC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4198 INDEPENDENCE RD, MOKELUMNE HILL, CA 95245

Mortgage

Document Number	0000013863
Date	Dec 6, 2022
Instrument	2022-013863

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0000013864
Date	Dec 6, 2022
Instrument	2022-013864

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 30, 2053

March 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALAVERAS CA
Recording Date	Mar 29, 2022
Property Address	4198 INDEPENDENCE RD, RAIL ROAD FLAT, CA 95248-1043
Document Number	0000004457
Map Reference	MB 11 PG 142
Instrument Date	Feb 15, 2022
Instrument	2022-004457
Transaction Type	Foreclosure
Record Updated	Apr 19, 2022
Title Company	SERVICELINK TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$265,300 (+2%) Land $66,855 Building $198,445
2025	$3,067.00 (+25.75%) Homeowner's exemption	$260,099 (+35.97%) Land $65,545 Building $194,554
2023	$2,439.00 (+3.48%)	$191,296 Land $38,176 Building $153,120
2022	$2,357.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 83% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision DSL	100 / 30

May also be available: unWired Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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