4198 Hays Rd, Eupora, MS 39744 Property Records

Webster County property record for 4198 Hays Rd, Eupora, MS 39744

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,927 sqft · built 2017
Lot Size	14.5 acres (631,620 sqft)
Owner	Individual Name on Record
Last Sale	$391,900 (Oct 2022)
Tax Bill	$558 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0830000709.03`

Property Details

APN / Parcel Number

Primary APN	`0830000709.03`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,927 sqft Living Area
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	631,620 sqft (14.5 acres)
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Utility Building	240 sqft

Location & Zoning

Street Address	4198 HAYS RD
City	EUPORA
State	MS
Zip	39744-6813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14.5 AC W2 SE4, S OF RD
Legal Range	10
Legal Township	20
Legal Section	07
Jurisdiction	WEBSTER MS
Township / Civil Division	2
Census Block Group	2
Census Block	2044
Census Tract	950200

Owner

Source: Webster County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4198 HAYS RD, EUPORA, MS 39744-6813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST S FARM CREDIT ACA
Oct 7, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	2022
Deed Book / Page	2022 / 524
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MS
Recording Date	Jun 15, 2026
Property Address	4198 HAYS RD, EUPORA, MS 39744-6813
Document Number	2026000311
Book / Page	2026 / 311
Instrument Date	Jun 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2661 OKLAHOMA ST, MELBOURNE, FL 32904-6246

Mortgage

Document Number	2026000311,
Date	Jun 15, 2026
Book Page	2026/311

Lender

Name	FIRST S FARM CREDIT ACA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MS
Property Address	4198 HAYS RD, EUPORA, MS 39744-6813
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 HAYS RD, EUPORA, MS 39744-6813

Mortgage

Document Number	DT2025/465
Date	Oct 7, 2025
Book Page	DT 2025/465

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Webster County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Webster County
Municipality	Walthall Village
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,348 (+8.7%) Land $970 Building $12,378	$132,083 (+8.81%) Land $8,302 Building $123,781
2023	$558.00	$12,280 Land $975 Building $11,305	$121,386 Land $8,335 Building $113,051

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–1983)
Most Recent Claim	Dec 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EUPORA serves 5,586 people · EPA ID MS0780005
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NT Spark Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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