4198 Central Ave, Fremont, CA 94536 Property Records

Alameda County property record for 4198 Central Ave, Fremont, CA 94536

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 1,845 sqft · built 2017
Lot Size	0.68 acres (29,634 sqft)
Owner	Individual Name on File
Last Sale	$1,190,000 (Dec 2021)
Tax Bill	$15,427 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`501-731-75`

Property Details

APN / Parcel Number

Primary APN	`501-731-75`
Alternative APN	`501-0731-075-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,845 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	29,634 sqft (0.68 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4198 CENTRAL AVE
City	FREMONT
State	CA
Zip	94536-4904
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3000
Census Tract	442602

Owner

4198 Central Ave, a condominium, is owned and occupied by an individual who bought it in December 2021.

Source: Alameda County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4198 CENTRAL AVE, FREMONT, CA 94536-4904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Grant Deed, Transfer · Conventional Mortgage PATELCO CU
Oct 18, 2021	Grant Deed, Transfer · Commercial Mortgage THE VASU ANKUR LUTHRA TRUST
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Oct 18, 2021 · Amount on File
Deed Document Number	2021387253
Record Updated	Jun 8, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 3, 2021
Property Address	4198 CENTRAL AVE, FREMONT, CA 94536-4904
Document Number	0000387253
Map Reference	MB 341 PG 35-38
Instrument Date	Dec 1, 2021
Instrument	2021387253
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4198 CENTRAL AVE, FREMONT, CA 94536-4904

Mortgage

Document Number	0000387254
Date	Dec 3, 2021
Instrument	2021387254

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 18, 2021
Property Address	4198 CENTRAL AVE, FREMONT, CA 94536-4904
Document Number	0000344592
Map Reference	MB 341 PG 35-38
Instrument Date	Oct 13, 2021
Instrument	2021344592
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2901 PINE ST, SAN FRANCISCO, CA 94115-2418

Mortgage

Document Number	0000344593
Date	Oct 18, 2021
Instrument	2021344593

Lender

Name	THE VASU ANKUR LUTHRA TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4198 CENTRAL AVE, FREMONT, CA 94536-4904
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 CENTRAL AVE, FREMONT, CA 94536-4904

Mortgage

Document Number	0000368880
Date	Dec 30, 2020
Instrument	2020368880

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4198 CENTRAL AVE, FREMONT, CA 94536-4904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 CENTRAL AVE, FREMONT, CA 94536-4904

Mortgage

Document Number	0000230583
Date	Sep 11, 2020
Instrument	2020230583

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4198 CENTRAL AVE, FREMONT, CA 94536-4904
Document Number	0000228458
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4198 CENTRAL AVE FREMONT CA 945364904, FREMONT, CA 94536-4904

Mortgage

Document Number	0000228458
Date	Nov 7, 2019
Instrument	228458

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4198 Central Ave was $15,427 with a homeowner's exemption.

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,427.00 Homeowner's exemption	$1,262,827 Land $378,848 Building $883,979
2023	$14,298.00 Homeowner's exemption	$1,213,800 Land $364,140 Building $849,660

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4198 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4198 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless · DSL in parts of the area	800 / 160
Tekify Fiber & Wireless Fixed Wireless	750 / 170
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks.

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