4198 Bancroft Dr, La Mesa, CA 91941 Property Records

San Diego County property record for 4198 Bancroft Dr, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1952
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Jun 2021)
Tax Bill	$11,983 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`499-523-29-00`

Property Details

APN / Parcel Number

Primary APN	`499-523-29-00`
Alternative APN	`4995205900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,800 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4995205900
Street Address	4198 BANCROFT DR
City	LA MESA
State	CA
Zip	91941-6742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1R
Legal Description	BLK 3 LOTS 14 & 15 /EXC RS 602/ DOC 131788 REC 7-22-64 IN TR 002022
Legal Subdivision	LA MESA HIGHLANDS
Legal Tract	002022
Legal Block	3
Legal Lot Number	14,15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13801

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4198 BANCROFT DR, LA MESA, CA 91941-6742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Grant Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 11, 2021	Grant Deed, Transfer · Commercial Mortgage MAO INVESTMENTS LLC
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	2021471859
Prior Transfer Date	Dec 14, 2010
Prior Transfer Doc	0000095569
Record Updated	Sep 20, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2021
Property Address	4198 BANCROFT DR, LA MESA, CA 91941-6742
Document Number	0000471859
Map Reference	MAP 2022
Instrument Date	Jun 6, 2021
Instrument	2021-0471859
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4198 BANCROFT DR, LA MESA, CA 91941-6742

Mortgage

Document Number	0000471860
Date	Jun 29, 2021
Instrument	2021-0471860

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2021
Property Address	4198 BANCROFT DR, LA MESA, CA 91941-6742
Document Number	0000020214
Map Reference	MAP 2022
Instrument Date	Dec 29, 2020
Instrument	2021-0020214
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 KILKENNY DR, CARDIFF, CA 92007-2101
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020216
Date	Jan 11, 2021
Instrument	2021-0020216

Lender

Name	MAO INVESTMENTS LLC
Type	Non-Lending Institution
Address	LA JOLLA, CA 92037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4198 BANCROFT DR, LA MESA, CA 91941-6742
Document Number	0000103412
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4198 BANCROFT DR LA MESA CA 919416742, LA MESA, CA 91941-6742

Mortgage

Document Number	0000103412
Date	Feb 28, 2020
Instrument	103412

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	La Mesa City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$960,547 (+2%) Land $673,487 Building $287,060
2025	$11,983.00 (+6.59%)	$941,714 (+4.04%) Land $660,282 Building $281,432
2023	$11,242.00 (+1.6%)	$905,148 Land $634,644 Building $270,504
2022	$11,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 500
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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