41978 N Smith St, Antioch, IL 60002 Property Records

Lake County property record for 41978 N Smith St, Antioch, IL 60002

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 776 sqft · built 1950
Lot Size0.14 acres (6,081 sqft)
Owner2 Individual Names on File
Last Sale$155,500 (Aug 2007)
Tax Bill$1,503 (2024)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-13-101-003

Property Details

APN / Parcel Number

Primary APN01-13-101-003

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area776 sqft Living Area
1st Floor Area776 sqft
Basement Area776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,081 sqft (0.14 acres)
Lot Dimensions122 ft deep x 50 ft wide
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Deck AreaDeck Area
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemSpace Heater
SewerSeptic
Water SourceWell

Location & Zoning

Street Address41978 N SMITH ST
CityANTIOCH
StateIL
Zip60002-8237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE VIEW SUB. LOT 52
Legal SubdivisionLAKE VIEW SUB.
Legal Lot Number52
JurisdictionLAKE IL
Township / Civil DivisionANTIOCH
Census Block Group1
Census Block1001
Census Tract860808

Owner

41978 N Smith St is owned and occupied by two individuals who bought it in August 2007.

Source: Lake County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address41978 N SMITH ST, ANTIOCH, IL 60002-8237
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2007 · Amount on File
Deed SaleAug 8, 2007 · Amount on File
Prior SaleDec 20, 2004 · Amount on File
Deed Document Number20076224147
Prior Transfer DateDec 14, 2004
Prior Transfer Doc0005703023
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address41978 N SMITH ST, ANTIOCH, IL 60002-8237
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007393503
DateMay 10, 2017
Instrument7393503
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionAntioch Township
Elementary School DistrictAntioch Community Consolidated School District 34 (PK - 08)
Secondary School DistrictAntioch Community High School District 117 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$47,225 Land $3,746 Building $43,479$141,689 Land $11,239 Building $130,450
2024$1,503.00 (-30.61%)
2023$2,166.00 (+0.32%)$39,150 (+10.73%) Land $3,105 Building $36,045$117,462 (+10.73%) Land $9,316 Building $108,146
2022$2,159.00$35,356 Land $4,451 Building $30,905$106,078 Land $13,354 Building $92,724

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41978 N Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims136 (1979–2026)
Claims Outside the SFHA11 of 136
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 25 claims
  • Severe Storms And Flooding, Jun 2008 · 21 claims
  • Severe Storms & Flooding, Jul 1993 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41978 N Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Smith St

Nearby Streets

Search Property Records by Address or Parcel Number