41978 Adelbert St, Elyria, OH 44035 Property Records

Lorain County property record for 41978 Adelbert St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1963
Square Footage	1,314 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$108,000 (2017)
Tax Bill	$2,671.00 (2025)

Owner

Source: Lorain County records · APN 06-24-037-103-026

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	41978 ADELBERT ST, ELYRIA, OH 44035-2510
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 03, 2017	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) AMERICAN MIDWEST MTG
Jan 06, 2017	Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MIDWEST MTG CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 06, 2017 · Amount on Record
Deed Sale	Jan 06, 2017 · Amount on Record
Prior Sale	May 20, 2003
Deed Doc Number	2017000074
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	41978 ADELBERT ST, ELYRIA, OH 44035-2510
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000857444
Date	Jan 05, 2022
Instrument	2022-0857444

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Dec 01, 2028
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	7.12%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	41978 ADELBERT ST, ELYRIA, OH 44035-2510
Document Number	0000621475
Instrument Date	Mar 03, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	41978 ADELBERT ST ELYRIA OH 440352510, ELYRIA, OH 44035-2510

Mortgage

Document Number	0000621475
Date	Mar 08, 2017
Instrument	621475

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Mar 07, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 06, 2017
Property Address	41978 ADELBERT ST, ELYRIA, OH 44035-2510
Document Number	0000614451
Instrument Date	Jan 04, 2017
Instrument	614451
Transaction Type	Transfer
Record Updated	Jul 03, 2017
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	41978 ADELBERT ST ELYRIA OH 440352510, ELYRIA, OH 44035-2510

Mortgage

Document Number	614452
Date	Jan 06, 2017
Instrument	614452

Lender

Name	AMERICAN MIDWEST MTG CORP
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 05, 2047

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,671.00	$46,650 (+0.01%) Land $7,280 Building $39,370	$133,270 (-) Land $20,790 Building $112,480
2024	$2,671.00 (-3.36%)	$46,645 (+10.16%) Land $7,277 Building $39,368	$133,270 (+10.16%) Land $20,790 Building $112,480
2023	$2,764.00 (+0.36%)	$42,344 (+0.01%) Land $8,572 Building $33,772	$120,980 (-) Land $24,490 Building $96,490
2022	$2,754.00	$42,340 Land $8,570 Building $33,770
2021			$120,980 Land $24,490 Building $96,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06-24-037-103-026`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,314 sqft Living Area
1st Floor	888 sqft 1st Floor
2nd Floor	426 sqft 2nd Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	146 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Patio Area	24 sqft Patio
Porch	1 Porch
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	41978 ADELBERT ST
City	ELYRIA
State	OH
Zip	44035-2510
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORCHARD GROVE 60 X 146
Legal Subdivision	ORCHARD GROVE ALLOTMENT
Legal Tract	24
Legal Block	103
Legal Lot Number	28
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1009
Census Tract	70300

41978 Adelbert St, Elyria, OH 44035 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Adelbert St

Nearby Streets

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