41974 Griswold Rd, Elyria, OH 44035 Property Records

Lorain County property record for 41974 Griswold Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,098 sqft · built 1900
Lot Size	0.639 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jan 2015)
Tax Bill	$3,601 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-011-101-077`

Property Details

APN / Parcel Number

Primary APN	`06-23-011-101-077`
Alternative APN	`0623011101057`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,098 sqft Living Area
1st Floor Area	1,390 sqft
2nd Floor Area	422 sqft
Upper Floors Area	422 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	27,878 sqft (0.639 acres)
Garage Type	Detached
Garage Area	1,208 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	0623011101057
Street Address	41974 GRISWOLD RD
City	ELYRIA
State	OH
Zip	44035-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -057
Legal Subdivision	BRACE TRACT OF ELYRIA
Legal Tract	23
Legal Block	101
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	70300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41974 GRISWOLD RD, ELYRIA, OH 44035-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Dec 3, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2015 · Amount on Record
Deed Sale	Jan 2, 2015 · Amount on Record
Prior Sale	Jul 24, 2000 · Amount on Record
Deed Document Number	2015000014
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	41974 GRISWOLD RD, ELYRIA, OH 44035-2114
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41974 GRISWOLD RD, ELYRIA, OH 44035-2114

Mortgage

Document Number	0000878893
Date	Jun 10, 2022
Instrument	2022-0878893

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	May 1, 2046

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	41974 GRISWOLD RD, ELYRIA, OH 44035-2114
Document Number	0000794375
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41974 GRISWOLD RD ELYRIA OH 440352114, ELYRIA, OH 44035-2114

Mortgage

Document Number	0000794375
Date	Dec 18, 2020
Instrument	794375

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 17, 2045

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,601.00	$62,190 (-0.01%) Land $11,610 Building $50,580	$177,700 (-) Land $33,180 Building $144,520
2024	$3,601.00 (+5.51%)	$62,195 (+22.21%) Land $11,613 Building $50,582	$177,700 (+22.21%) Land $33,180 Building $144,520
2023	$3,413.00 (+5.93%)	$50,891 (+%) Land $10,252 Building $40,639	$145,400 (-) Land $29,290 Building $116,110
2022	$3,222.00	$50,890 Land $10,250 Building $40,640
2021			$145,400 Land $29,290 Building $116,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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