4197 Madrid Ave, Ozark, MO 65721 Property Records

Christian County property record for 4197 Madrid Ave, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,641 sqft · built 2023
Lot Size	0.231 acres (10,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,511 (Apr 2023)
Tax Bill	$3,693 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-0.2-9-1-9-11`

Property Details

APN / Parcel Number

Primary APN	`11-0.2-9-1-9-11`
Alternative APN	`11-0.2-09-001-009-011.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,641 sqft Living Area
1st Floor Area	1,641 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	10,047 sqft (0.231 acres)

Location & Zoning

Street Address	4197 MADRID AVE
City	OZARK
State	MO
Zip	65721-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 293 OLDE WORLD ESTATES PH 2
Legal Subdivision	OLDE WORLD ESTATES PH 2
Legal Phase	2
Legal Lot Number	293
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	2
Census Block	2007
Census Tract	20307

Owner

Source: Christian County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4197 MADRID AVE, OZARK, MO 65721-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Mar 8, 2022
Deed Document Number	20234299
Deed Book / Page	2023 / 4229
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 20, 2023
Property Address	4197 MADRID AVE, OZARK, MO 65721-4231
Document Number	0202304229
Book / Page	2023 / 4229
Map Reference	MB I PG 273
Instrument Date	Apr 20, 2023
Instrument	2023L04299
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	CHOICE TITLE AGENCY INC, CHOICE ESCROW & LAND TTL LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4197 MADRID AVE, OZARK, MO 65721-4231
Investor	Possibly a Property Investor

Mortgage

Document Number	2023L04300
Date	Apr 20, 2023
Instrument	2023L04300

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	4197 MADRID AVE, OZARK, MO 65721-4231
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	CHOICE TITLE AGENCY INC, CHOICE ESCROW & LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202200521
Date	Jan 10, 2022
Book Page	2022/521
Instrument	2022L00525

Lender

Name	HAWTHORN BANK
Type	Bank
Address	SPRINGFIELD, MO 65806

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,693.00 (-1.1%)	$59,660 (+597.78%)	$314,000 (+597.78%) Land $45,000 Building $269,000
2024	$3,734.00
2023		$8,550	$45,000 Land $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Total HighSpeed Internet Solutions.

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