San Diego County property record for 4197 Galbar St, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,867 sqft · built 1971 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $477,500 (Sep 2017) |
| Tax Bill | $6,110 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-095-10-00 |
| Primary APN | 162-095-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,867 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Street Address | 4197 GALBAR ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 115 TR 006547 |
| Legal Subdivision | EMERALD HOMES |
| Legal Tract | 006547 |
| Legal Block | 2 |
| Legal Lot Number | 115 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18519 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4197 GALBAR ST, OCEANSIDE, CA 92056-3444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION |
| Sep 11, 2017 | Grant Deed, Transfer · Conventional Mortgage PERL MORTGAGE INC |
| Feb 21, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Feb 21, 2017 | Grant Deed, Transfer CAPITAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2017 · Amount on Record |
| Deed Sale | Sep 11, 2017 · Amount on Record |
| Prior Sale | Feb 21, 2017 · Amount on Record |
| Deed Document Number | 2017415927 |
| Prior Transfer Date | Feb 10, 2017 |
| Prior Transfer Doc | 0000083617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4197 GALBAR ST, OCEANSIDE, CA 92056-3444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4197 GALBAR ST, OCEANSIDE, CA 92056-3444 |
| Document Number | 0000039833 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021-0039833 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 11, 2017 |
| Property Address | 4197 GALBAR ST, OCEANSIDE, CA 92056-3444 |
| Document Number | 0000415927 |
| Map Reference | MAP6547 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 2017-0415927 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4197 GALBAR ST, OCEANSIDE, CA 92056-3444 |
| Document Number | 0000415928 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 2017-0415928 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 21, 2017 |
| Property Address | 4197 GALBAR ST, OCEANSIDE, CA 92056-3444 |
| Document Number | 0000083617 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 83617 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1309 COUNTY ROAD 109 WHITESBORO TX 762734715, WHITESBORO, TX 76273-4715 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 21, 2017 |
| Property Address | 4197 GALBAR ST, OCEANSIDE, CA 92056-3444 |
| Document Number | 0000083616 |
| Map Reference | MAP6547 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 2017-0083616 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 131564, CARLSBAD, CA 92013-1564 |
| Investor | Possibly a Property Investor |
| Document Number | 0000083618 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 2017-0083618 |
| Name | CAPITAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $554,172 (+2%) Land $367,224 Building $186,948 | |
| 2025 | $6,110.00 (+8.7%) Homeowner's exemption | $543,307 (+4.04%) Land $360,024 Building $183,283 |
| 2023 | $5,621.00 (+0.29%) Homeowner's exemption | $522,212 Land $346,045 Building $176,167 |
| 2022 | $5,605.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Generate-Ubiquity Holdings, T-Mobile USA, Verizon.
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