4197 Bold Meadows, Oakland (Rochester), MI 48306 Property Records

Oakland County property record for 4197 Bold Meadows, Oakland, MI 48306

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,910 sqft · built 1994
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$424,000 (Nov 2017)
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-30-126-001`

Property Details

APN / Parcel Number

Primary APN	`N-10-30-126-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,910 sqft Living Area
1st Floor Area	1,943 sqft
Basement Area	1,443 sqft
Unfinished Basement	1,443 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	15,246 sqft (0.35 acres)
Garage Area	830 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	485 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4197 BOLD MDWS
City	OAKLAND TOWNSHIP
State	MI
Zip	48306-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 30 THE CROSSINGS SUB NO 1 LOT 14 2-2-94 FR 100-004
Legal Range	11E
Legal Township	04N
Legal Section	30
Legal Subdivision	THE CROSSINGS SUB
Legal Lot Number	2,14
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3003
Census Tract	190700

Owner

4197 Bold Meadows is owned and occupied by two individuals who bought it in November 2017.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4197 BOLD MDWS, OAKLAND TOWNSHIP, MI 48306-1456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 9, 2017	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Nov 16, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Prior Sale	Dec 12, 1994 · Amount on File
Deed Document Number	2017212349
Deed Book / Page	51299 / 452
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4197 BOLD MDWS, OAKLAND TOWNSHIP, MI 48306-1456
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4197 BOLD MDWS, OAKLAND TOWNSHIP, MI 48306-1456

Mortgage

Document Number	0000342863
Date	Mar 14, 2022
Book Page	57578/87
Instrument	342863

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Feb 15, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4197 BOLD MDWS, OAKLAND TOWNSHIP, MI 48306-1456
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4197 BOLD MDWS, OAKLAND TOWNSHIP, MI 48306-1456

Mortgage

Document Number	0000250051
Date	Nov 30, 2020
Book Page	55240/378
Instrument	250051

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2030

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4197 BOLD MDWS, OAKLAND TOWNSHIP, MI 48306-1456
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186839
Date	Oct 9, 2017
Book Page	51155/00483
Instrument	186839

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 16, 2017
Property Address	4197 BOLD MDWS, OAKLAND TOWNSHIP, MI 48306-1456
Document Number	0000212349
Book / Page	051299 / 000452
Instrument Date	Nov 14, 2017
Instrument	212349
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	CISLO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,646.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4197 BOLD MDWS OAKLAND TOWNSHIP MI 483061456, OAKLAND TOWNSHIP, MI 48306-1456

Mortgage

Document Number	212350
Date	Nov 16, 2017
Book Page	051299/000453
Instrument	212350

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4197 Bold Meadows was $4,033 with a homeowner's exemption, down 33.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,033.00 (-33.44%) Homeowner's exemption	$301,890	$603,780
2024	$6,059.00
2023		$248,520	$497,040
2021	$5,237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4197 Bold Meadows in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4197 Bold Meadows is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST OAKLAND TOWNSHIP serves 4,943 people · EPA ID MI0004878
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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