St. Clair County property record for 4197 Blue River Dr, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,725 sqft |
| Lot Size | 0.264 acres (11,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jun 2007) |
| Tax Bill | $3,022 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-200-0118-000 |
| Primary APN | 74-30-200-0118-000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,725 sqft Living Area |
| 1st Floor Area | 1,725 sqft |
| Basement Area | 1,725 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 11,500 sqft (0.264 acres) |
| Lot Dimensions | 174 ft deep x 66 ft wide |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4197 BLUE RIVER DR |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 251 BLUE RIVER GARDENS SUBDIVISION NO. 2 |
| Legal Subdivision | BLUE RIVER GARDENS SUBDIVISION |
| Legal Lot Number | 251 |
| Legal Unit | 251 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 640100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4197 BLUE RIVER DR, SAINT CLAIR, MI 48079-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Sep 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2007 · Amount on Record |
| Deed Sale | Jun 20, 2007 · Amount on Record |
| Deed Document Number | 200718118 |
| Deed Book / Page | 3734 / 366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4197 BLUE RIVER DR, SAINT CLAIR, MI 48079-3501 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4197 BLUE RIVER DR, SAINT CLAIR, MI 48079-3501 |
| Investor | Possibly a Property Investor |
| Document Number | 0005668219 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 5668/219 |
| Instrument | 2023019582 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4197 BLUE RIVER DR, SAINT CLAIR, MI 48079-3501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4197 BLUE RIVER DR, SAINT CLAIR, MI 48079-3501 |
| Document Number | 0053110068 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 5311/68 |
| Instrument | 2021002824 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4197 BLUE RIVER DR, SAINT CLAIR, MI 48079-3501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050920568 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 5092/568 |
| Instrument | 2019017979 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,300 (-5.42%) | $310,600 (-5.42%) | |
| 2025 | $3,022.00 (+4.06%) Homeowner's exemption | $164,200 (+14.74%) | |
| 2024 | $2,904.00 (+9.96%) | $328,400 (+14.74%) | |
| 2023 | $143,100 | ||
| 2022 | $2,641.00 | $286,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1986–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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