41960 Hammer Rd, Bruno, MN 55712 Property Records

Pine County property record for 41960 Hammer Rd, Bruno, MN 55712

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,328 sqft · built 1935
Lot Size	49.7 acres (2,164,932 sqft)
Owner	2 Individual Names on File
Last Sale	$147,500 (Dec 2019)
Tax Bill	$1,793 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22.0404.000`

Property Details

APN / Parcel Number

Primary APN	`22.0404.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	2,164 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,164,932 sqft (49.7 acres)
Garage Area	728 sqft
Driveway	Driveway
Driveway Area	156 sqft

Exterior Amenities

Deck Area	24 sqft
Patio Area	132 sqft
Shed	1 Shed
Shed Area	3,840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	41960 HAMMER RD
City	BRUNO
State	MN
Zip	55712-3171
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECT-35 TWP-044 RANGE-019 49.70 AC EAST 1/2 OF SOUTHWEST 1/4 LYING NORTH & WEST OF RR LESS W1/2 OF NE1/4 OF SW1/4 SUBJECT TO
Legal Range	019
Legal Township	044
Legal Section	35
Jurisdiction	PINE MN
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1150
Census Tract	950100

Owner

41960 Hammer Rd, a rural home, is owned and occupied by two individuals who bought it in December 2019.

Source: Pine County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41960 HAMMER RD, BRUNO, MN 55712-3171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY ACTIONS COUNCIL INC
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY ACTIONS COUNCIL INC
Dec 10, 2019	Warranty Deed, Transfer SIGNATURES CLOSING AND TITLE, SIGNATURES CLOSING & TITLE I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on File
Deed Sale	Dec 10, 2019 · Amount on File
Deed Document Number	2019550402
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	41960 HAMMER RD, BRUNO, MN 55712-3171
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	563593
Date	Aug 11, 2021
Instrument	563593

Lender

Name	COMMUNITY ACTIONS COUNCIL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	41960 HAMMER RD, BRUNO, MN 55712-3171
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	563591
Date	Aug 11, 2021
Instrument	563591

Lender

Name	COMMUNITY ACTIONS COUNCIL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Dec 10, 2019
Property Address	41960 HAMMER RD, BRUNO, MN 55712-3171
Document Number	550402
Instrument Date	Dec 10, 2019
Instrument	550402
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	SIGNATURES CLOSING AND TITLE, SIGNATURES CLOSING & TITLE I

Transaction

Amount	Amount on Record
Tax	$486.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41960 HAMMER RD, BRUNO, MN 55712-3171

Tax Assessment & Valuation

The 2025 property tax bill for 41960 Hammer Rd was $1,793 with a homeowner's exemption.

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Norman Township
Unified School District	East Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,300 Land $174,900 Building $157,400	$332,300 Land $174,900 Building $157,400
2025	$1,793.00
2023	$1,220.00 Homeowner's exemption	$266,500 Land $108,300 Building $158,200	$266,500 Land $108,300 Building $158,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41960 Hammer Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41960 Hammer Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hammer Rd

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