Catawba County property record for 4196 Wise Rd, Vale, NC 28168 · Last verified August 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Mobile/Manufactured |
| Year Built | Built 2021 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 52,708 sqft (1.21 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $722.00 (2025) |
| Primary APN | 2667-04-71-1158 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,620 sqft Living Area |
| 1st Floor | 2,592 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Mobile/Manufactured Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 52,708 sqft (1.21 acres) |
| Patio Area | 180 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 336 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 4196 WISE RD |
|---|---|
| City | VALE |
| State | NC |
| Zip | 28168-8426 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT A A PL 42-42 PL 42-42 |
| Legal Subdivision | TERRY LEE SCRONCE |
| Legal Lot Number | A |
| Jurisdiction | CATAWBA NC |
| Minor Civil Division | BANDY'S |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 11802 |
Source: Catawba County records · APN 2667-04-71-1158
Assessment roll updated August 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4196 WISE RD, VALE, NC 28168-8426 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage EMORTGAGE FUNDING LLC |
| Jan 06, 2021 | Deed of Trust, Mortgage VANDERBILT MTG & FIN |
| Nov 25, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 19, 2020 |
| Transfer Doc | 0036160424 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4196 WISE RD, VALE, NC 28168-8426 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2024 |
| Title Company | JBS TITLE AND ESCROW LLC, JS TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 4196 WISE RD, VALE, NC 28168-8426 |
| Document Number | 0038670805 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 3867/805 |
| Instrument | 6897 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4196 WISE RD, VALE, NC 28168-8426 |
| Document Number | 0036271266 |
| Instrument Date | Jan 06, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4196 WISE RD VALE NC 281688426, VALE, NC 28168-8426 |
| Document Number | 0036271266 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 003627/001266 |
| Instrument | 1096 |
| Name | VANDERBILT MTG & FIN |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Amount | Amount Recorded |
|---|---|
| Term | 276 Months |
| Due | Jan 18, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Nov 25, 2020 |
| Property Address | 4196 WISE RD, VALE, NC 28168-8426 |
| Document Number | 0036160424 |
| Book / Page | 003616 / 000424 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 24582 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550 |
Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Catawba County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,100 (+0.06%) Land $10,800 Building $170,300 | ||
| 2025 | $722.00 (-14.96%) | $181,000 (+33.19%) Land $10,700 Building $170,300 | |
| 2024 | $849.00 (+3.66%) | ||
| 2023 | $819.00 | $135,900 Land $10,700 Building $125,200 | $181,100 Land $10,800 Building $170,300 |
4196 Wise Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Catawba County (37035C), updated September 1, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,143 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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