4196 Winding Way, Kalamazoo, MI 49004 Property Records

Kalamazoo County property record for 4196 Winding Way, Kalamazoo, MI 49004

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,684 sqft · built 1997
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Sep 2021)
Tax Bill	$11,856 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-170-060`

Property Details

APN / Parcel Number

Primary APN	`06-06-170-060`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,684 sqft Living Area
1st Floor Area	1,342 sqft
Basement Area	1,342 sqft
Unfinished Basement	1,342 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	27,443 sqft (0.63 acres)
Lot Width	120 ft Width
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4196 WINDING WAY
City	KALAMAZOO
State	MI
Zip	49004-3169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	3906 06 170 060 TWIN LAKES HIGHLAND LOT 6
Legal Subdivision	TWIN LAKES HIGHLAND
Legal Lot Number	6
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	1
Census Block	1001
Census Tract	1501

Owner

4196 Winding Way is owned and occupied by two individuals who bought it in September 2021.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4196 WINDING WAY, KALAMAZOO, MI 49004-3169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Sep 21, 2021	Intrafamily Transfer, Transfer DEVON TITLE COMPANY
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Prior Sale	Apr 20, 2009 · Amount on File
Deed Document Number	202137750
Prior Transfer Date	Sep 3, 2021
Prior Transfer Doc	2021037752
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 21, 2021
Property Address	4196 WINDING WAY, KALAMAZOO, MI 49004-3169
Document Number	2021037750
Map Reference	LB 38 PG 49
Instrument Date	Sep 3, 2021
Instrument	2021-037750
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,956.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2872 DOHENY WAY # 116, 2872, DANA POINT, CA 92629-5938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 DARLINGTON TRL, KALAMAZOO, MI 49009-3723

Mortgage

Document Number	2021037751
Date	Sep 21, 2021
Instrument	2021-037751

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 21, 2021
Property Address	4196 WINDING WAY, KALAMAZOO, MI 49004-3169
Document Number	2021037752
Map Reference	LB 38 PG 49
Instrument Date	Sep 3, 2021
Instrument	2021-037752
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1608 DARLINGTON TRL, KALAMAZOO, MI 49009-3723

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	4196 WINDING WAY, KALAMAZOO, MI 49004-3169
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019037124
Date	Dec 10, 2019
Instrument	2019-037124

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	4196 WINDING WAY, KALAMAZOO, MI 49004-3169
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019036114
Date	Dec 2, 2019
Instrument	2019-036114

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4196 Winding Way was $11,856 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Kalamazoo Charter Township
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,700 (+4.26%)	$513,400 (+4.26%)
2025	$11,856.00 Homeowner's exemption	$246,200	$492,400
2023		$209,600	$419,200
2019	$7,004.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4196 Winding Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4196 Winding Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Metronet, Verizon.

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