4196 Ranch House Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4196 Ranch House Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Vacant Land
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Jun 2026)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
APN	`21-26-30-0132-0001-6670`

Property Details

APN / Parcel Number

Primary APN	`21-26-30-0132-0001-6670`
Alternative APN	`263021013200016670`

Exterior

Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	4196 RANCH HOUSE RD
City	SAINT CLOUD
State	FL
Zip	34772-6366
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	MEADOW AT CROSSPRAIRIE PH 3 PB 35 PGS 32-35 LOT 667
Legal Subdivision	MEADOW AT CROSSPRAIRIE PHASE 3
Legal Lot Number	667
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1011
Census Tract	43209

Owner

Source: Osceola County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4196 RANCH HOUSE RD, SAINT CLOUD, FL 34772-6366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Deed Document Number	202671650
Deed Book / Page	6980 / 1379
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 3, 2026
Property Address	4196 RANCH HOUSE RD, SAINT CLOUD, FL 34772-6366
Document Number	0000071650
Book / Page	6980 / 1379
Instrument Date	May 29, 2026
Instrument	202671650
Record Updated	Jun 12, 2026
Title Company	CAREFREE TITLE AGENCY INC, CAREFREE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254,520.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4196 RANCH HOUSE RD, SAINT CLOUD, FL 34772-6366

Mortgage

Document Number	0000071651,
Date	Jun 3, 2026
Instrument	202671651

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,948.00	$44,000 Land $44,000	$44,000 Land $44,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2011–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.