4196 Oak Tree Cir, Rochester, MI 48306 Property Records

Oakland County property record for 4196 Oak Tree Cir, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,749 sqft · built 1997
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$472,000 (Sep 2006)
Tax Bill	$3,615 (2025)
Deeds & Mortgages	Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`N-10-27-252-025`

Property Details

APN / Parcel Number

Primary APN	`N-10-27-252-025`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,749 sqft Living Area
1st Floor Area	2,279 sqft
Basement Area	2,028 sqft
Unfinished Basement	2,028 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Lot Area	20,909 sqft (0.48 acres)
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	32 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4196 OAK TREE CIR
City	ROCHESTER
State	MI
Zip	48306-4661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 27 OAKLAND FARM SUB NO 2 LOT 116 9-12-90 FR 200-019
Legal Range	11E
Legal Township	04N
Legal Section	27
Legal Subdivision	OAKLAND FARM SUB
Legal Lot Number	9,116
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1007
Census Tract	190500

Owner

4196 Oak Tree Cir is owned and occupied by two individuals who acquired it in June 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4196 OAK TREE CIR, ROCHESTER, MI 48306-4661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2006 · Amount on File
Deed Sale	Sep 20, 2006 · Amount on File
Deed Document Number	2006231302
Deed Book / Page	38138 / 327
Last Transfer Date	Jun 8, 2022
Transfer Doc	0000399348
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Jun 16, 2022
Property Address	4196 OAK TREE CIR, ROCHESTER, MI 48306-4661
Document Number	0000399348
Book / Page	57865 / 570
Map Reference	LB 214 PG 14-20
Instrument Date	Jun 8, 2022
Instrument	399348
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4196 OAK TREE CIR, 4196, OAKLAND TWP, MI 48306-4661

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4196 OAK TREE CIR, OAKLAND TOWNSHIP, MI 48306-4661

Tax Assessment & Valuation

The 2025 property tax bill for 4196 Oak Tree Cir was $3,615 with a homeowner's exemption, down 33% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,615.00 (-33.03%) Homeowner's exemption	$338,760	$677,520
2024	$5,398.00
2023		$276,000	$552,000
2021	$4,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4196 Oak Tree Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4196 Oak Tree Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST OAKLAND TOWNSHIP serves 1,923 people · EPA ID MI0004877
Water Source	Groundwater
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20