4196 Mesa Dr, McKinney, TX 75070 Property Records

Collin County property record for 4196 Mesa Dr, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,215 sqft · built 2017
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,594 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-11113-00A-0220-1`

Property Details

APN / Parcel Number

Primary APN	`R-11113-00A-0220-1`
Alternative APN	`2745538`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,215 sqft Living Area
Gross Area	3,652 sqft
1st Floor Area	1,946 sqft
2nd Floor Area	1,269 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	9,714 sqft (0.223 acres)
Garage Type	Attached
Garage Area	437 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2745538
Street Address	4196 MESA DR
City	MCKINNEY
State	TX
Zip	75070-1380
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE RIDGE (CMC), BLK A, LOT 22
Legal Subdivision	EAGLE RIDGE (CMC)
Legal Block	A
Legal Lot Number	22
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2001
Census Tract	30541

Owner

4196 Mesa Dr is owned and occupied by two individuals who acquired it in June 2019.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4196 MESA DR, MCKINNEY, TX 75070-1380
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 19, 2019	Warranty Deed, Transfer BENCHMARK MTG
Jul 30, 2018	Grant Deed, Subdivision Related Transfer CARDINAL FIN'L
Nov 21, 2017	Loan Modification, Mortgage · Line of Credit FROST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019
Deed Sale	Jun 19, 2019
Prior Sale	Jul 30, 2018
Deed Document Number	20190619000702960
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4196 MESA DR, MCKINNEY, TX 75070-1380
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4196 MESA DR, MCKINNEY, TX 75070-1380

Mortgage

Document Number	2023000008272
Date	Jan 26, 2023
Instrument	2023000008272

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4196 MESA DR, MCKINNEY, TX 75070-1380
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001354960
Date	Jul 6, 2021
Instrument	20210706001354960

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 19, 2019
Property Address	4196 MESA DR, MCKINNEY, TX 75070-1380
Document Number	0000702960
Instrument Date	Jun 13, 2019
Instrument	702960
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1785 DOANE AVE MOUNTAIN VIEW CA 940433028, MOUNTAIN VIEW, CA 94043-3028

Mortgage

Document Number	702970
Date	Jun 19, 2019
Instrument	702970

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2049

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 30, 2018
Property Address	4196 MESA DR, MCKINNEY, TX 75070-1380
Document Number	0000946340
Instrument Date	Jul 27, 2018
Instrument	946340
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 13, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4196 MESA DR MCKINNEY TX 750701380, MCKINNEY, TX 75070-1380

Mortgage

Document Number	946350
Date	Jul 30, 2018
Instrument	946350

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Recording Date	Nov 21, 2017
Property Address	4196 MESA DR, MCKINNEY, TX 75070-1380
Instrument Date	Nov 20, 2017
Instrument	1546610
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	9001 AIRPORT FWY #400 NORTH RICHLAND HILLS TX 761809128, 400, NORTH RICHLAND HILLS, TX 76180-9128
Investor	Possibly a Property Investor

Mortgage

Document Number	0001546610
Date	Nov 21, 2017
Instrument	1546610

Lender

Name	FROST BK
Type	Bank
Address	PO BOX 1600, SAN ANTONIO, TX 78296-1600

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$626,245 Land $165,000 Building $461,245	$626,245 Land $165,000 Building $461,245
2024	$8,594.00
2023		$669,126 Land $172,500 Building $496,626	$669,126 Land $172,500 Building $496,626
2022	$8,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4196 Mesa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4196 Mesa Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 773 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Hotwire Communications, T-Mobile.

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