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4196 Little Gap Loop, Ellenton, FL 34222 Property Records

Manatee County property record for 4196 Little Gap Loop, Ellenton, FL 34222

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,387 sqft · built 2015
Lot Size0.191 acres (8,326 sqft)
Owner2 Individual Names on Record
Last Sale$247,500 (Aug 2015)
Tax Bill$2,950 (2024)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN7465-5755-9

Property Details

APN / Parcel Number

Primary APN7465-5755-9
Alternative APNs
  • 341804746557559
  • 0746557559

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,387 sqft Living Area
Gross Area3,038 sqft
1st Floor Area994 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,326 sqft (0.191 acres)
Lot Dimensions115 ft deep x 72 ft wide
View / LotStandard
Garage TypeAttached
Garage Area441 sqft
Parking Spaces1 Parking Space
Pool Area288 sqft
PorchScreened Porch
Porch Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number0746557559
Street Address4196 LITTLE GAP LOOP
CityELLENTON
StateFL
Zip34222-3912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal DescriptionLOT 11 COVERED BRIDGE ESTATES PHASE II-B AND III-B PI#7465.5755/9
Legal Range18E
Legal Township34S
Legal Section04
Legal SubdivisionCOVERED BRIDGE ESTATES PHASE 2B&3B
Legal Tract00746509
Legal Lot Number11
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group2
Census Block2000
Census Tract1907

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4196 LITTLE GAP LOOP, ELLENTON, FL 34222-3912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2015 · Amount on Record
Deed SaleAug 31, 2015 · Amount on Record
Prior SaleJul 10, 2013 · Amount on Record
Deed Document Number20153425352
Deed Book / Page2584 / 5548
Prior Transfer DateSep 12, 2008
Prior Transfer Doc0022751891
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address4196 LITTLE GAP LOOP, ELLENTON, FL 34222-3912
Document Number0041109431
Instrument DateOct 5, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyNTC - KEY W

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4196 LITTLE GAP LOOP ELLENTON FL 342223912, ELLENTON, FL 34222-3912

Mortgage

Document Number0041109431
DateOct 12, 2020
Instrument41109431
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254,168 (+2.7%)$384,768 (-1.17%) Land $45,900 Building $338,868
2025$247,486 (+5.99%)$389,323 (-10.38%) Land $45,900 Building $343,423
2024$2,950.00 (+1.58%)
2023$2,904.00 (+2.94%) Homeowner's exemption$233,506 (+3%)$434,426 (+15.81%) Land $45,900 Building $388,526
2022$2,821.00 Homeowner's exemption$226,705$375,106 Land $45,000 Building $330,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 63 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims22 (1993–2024)
Claims Outside the SFHA4 of 22
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Helene, Sep 2024 · 7 claims
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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