4196 Eddystone Dr, Cincinnati, OH 45251 Property Records

Hamilton County property record for 4196 Eddystone Dr, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,091 sqft · built 1968
Lot Size	0.205 acres (8,973 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,162 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`510-0192-0339-00`

Property Details

APN / Parcel Number

Primary APN	`510-0192-0339-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,091 sqft Living Area
1st Floor Area	1,025 sqft
2nd Floor Area	1,066 sqft
Basement Area	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	8,973 sqft (0.205 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	205 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4196 EDDYSTONE DR
City	CINCINNATI
State	OH
Zip	45251-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDDYSTONE DR 75 X 120 LOT 643 COLERAIN HTS SUB BLK B PT 6
Legal Subdivision	COLERAIN HEIGHTS SUB
Legal Block	B
Legal Lot Number	643
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3003
Census Tract	20701

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4196 EDDYSTONE DR, CINCINNATI, OH 45251-1916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 11, 2020	Loan Modification, Mortgage · Conventional Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 1994
Deed Sale	Nov 10, 1994
Deed Document Number	94185785
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4196 EDDYSTONE DR, CINCINNATI, OH 45251-1916
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033021
Date	Mar 30, 2022
Book Page	14635/1686
Instrument	2022-0033021

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	4196 EDDYSTONE DR, CINCINNATI, OH 45251-1916
Document Number	0000055961
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4196 EDDYSTONE DR CINCINNATI OH 452511916, CINCINNATI, OH 45251-1916

Mortgage

Document Number	0000055961
Date	Jun 15, 2020
Book Page	014189/000290
Instrument	55961

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 14, 2060

Interest

Rate Type	Fixed Rate
Rate	6.77%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,162.00 (+7.88%)	$89,628 (-) Land $9,688 Building $79,940
2024	$4,785.00 (-0.6%)	$89,628 (-) Land $9,688 Building $79,940
2023	$4,814.00 (+9.91%)	$89,628 (+34.79%) Land $9,688 Building $79,940	$256,080 (+34.79%) Land $27,680 Building $228,400
2022	$4,380.00 Homeowner's exemption	$66,497 Land $9,478 Building $57,019
2020			$189,990 Land $27,080 Building $162,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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