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4196 Cloud Hopper Way, Lutz, FL 33559 Property Records

Pasco County property record for 4196 Cloud Hopper Way, Lutz, FL 33559

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,888 sqft · built 2023
Lot Size0.071 acres (3,114 sqft)
OwnerIndividual Name on Record
Last Sale$392,000 (Apr 2023)
Tax Bill$4,688 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-26-19-0150-00000-0430

Property Details

APN / Parcel Number

Primary APN14-26-19-0150-00000-0430

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,888 sqft Living Area
Gross Area2,325 sqft
Upper Floors Area1,131 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,114 sqft (0.071 acres)
Garage Area297 sqft
PorchFinished/Screened Porch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address4196 CLOUD HOPPER WAY
CityLUTZ
StateFL
Zip33559-6873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionVOLANTI PB 84 PG 132 LOT 43
Legal Lot Number43
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group2
Census Block2010
Census Tract32012

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4196 CLOUD HOPPER WAY, LUTZ, FL 33559-6873
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2023 · Amount on Record
Deed SaleApr 14, 2023 · Amount on Record
Deed Document Number2023063117
Deed Book / Page10797 / 2189
Record UpdatedJun 8, 2026

April 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPASCO FL
Recording DateApr 14, 2023
Property Address4196 CLOUD HOPPER WAY, LUTZ, FL 33559-6873
Document Number0107972189
Book / Page10797 / 2189
Map ReferenceMB 84 PG 132
Instrument DateMar 30, 2023
Instrument2023063117
Transaction TypeTransfer
Record UpdatedFeb 9, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,744.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4107 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

NameVerified Name
Address4196 CLOUD HOPPER WAY, LUTZ, FL 33559-6873

Mortgage

Document Number0107972197
DateApr 14, 2023
Instrument10797/2197
Lender
NameMATTAMY HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,688.00 (+860.66%) Homeowner's exemption$307,482 (+962.74%) Land $28,933 Building $278,549$307,482 (+962.74%) Land $28,933 Building $278,549
2023$488.00 (+10.16%)$28,933 (+2.41%) Land $28,933$28,933 (+2.41%) Land $28,933
2022$443.00$28,253$28,253 Land $28,253

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 51 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims17 (1979–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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