Hillsdale County property record for 4196 Carol Dr, Reading, MI 49274
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.21 acres (9,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,500 (Jan 2013) |
| Tax Bill | $117 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-145-001-012 |
| Primary APN | 10-145-001-012 |
|---|
| Lot Area | 9,166 sqft (0.21 acres) |
|---|---|
| Lot Width | 60 ft Width |
| Street Address | 4196 CAROL DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9748 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | ZONING |
| Legal Description | LOT 15 GORDIE & RICKY PLAT NO.2 SEC 17 T7S R4W |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 17 |
| Legal Subdivision | GORDIE & RICKY PLAT |
| Legal Lot Number | 15 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 50400 |
4196 Carol Dr, residential vacant land, is owned by an individual who acquired it in November 2021.
Source: Hillsdale County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4195 CAROL DR, READING, MI 49274-9748 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage IMPERIUM LENDING LLC |
| Nov 8, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2013 · Amount on File |
| Deed Sale | Jan 7, 2013 · Amount on File |
| Prior Sale | Nov 20, 1995 · Amount on File |
| Deed Book / Page | 1514 / 895 |
| Last Transfer Date | Nov 8, 2021 |
| Transfer Doc | 01811/1027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 4196 CAROL DR, READING, MI 49274-9748 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4195 CAROL DR, READING, MI 49274-9748 |
| Document Number | 0001915/49 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 1915/49 |
| Name | IMPERIUM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Nov 8, 2021 |
| Property Address | 4196 CAROL DR, READING, MI 49274-9748 |
| Document Number | 01811/1027 |
| Book / Page | 1811 / 1027 |
| Map Reference | LB 5 PG 026 |
| Instrument Date | Nov 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14124 COUNTY ROAD AC, WAUSEON, OH 43567-9162 |
The 2025 property tax bill for 4196 Carol Dr was $117.
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,000 (-) | $6,030 (-) Land $6,030 | |
| 2025 | $117.00 | $3,000 | $6,030 Land $6,030 |
| 2023 | $3,000 | $6,030 Land $6,030 | |
| 2021 | $104.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4196 Carol Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2009–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4196 Carol Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: DMCI Broadband, Mercury Fiber.
4G LTE (outdoors only), no 5G reported
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