4196 Baxter Rd, Cherryville, NC 28021 Property Records

Lincoln County property record for 4196 Baxter Rd, Cherryville, NC 28021

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,674 sqft · built 2017
Lot Size	2.58 acres (112,690 sqft)
Owner	2 Individual Names on File
Last Sale	$16,500 (Aug 2016)
Tax Bill	$1,455 (2025)
Deeds & Mortgages	Apr 2017 Loan Modification Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2661-97-6193`

Property Details

APN / Parcel Number

Primary APN	`2661-97-6193`
Alternative APNs	`259506` `88437`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modular
Lot Area	112,690 sqft (2.58 acres)
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	259506
Street Address	4196 BAXTER RD
City	CHERRYVILLE
State	NC
Zip	28021-9506
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-R
Legal Description	#1A CRAFT ACRES PH2
Legal Subdivision	CRAFT ACRES
Legal Tract	1A
Jurisdiction	LINCOLN NC
Township / Civil Division	NORTH BROOK
Census Block Group	3
Census Block	3041
Census Tract	70500

Owner

Source: Lincoln County assessment roll, APN 2661-97-6193, as of August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4196 BAXTER RD, CHERRYVILLE, NC 28021-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2017	Loan Modification, Mortgage · FHA Mortgage VANDERBILT MTG & FIN
Jan 12, 2017	Deed of Trust, Mortgage · FHA Mortgage VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2016 · Amount on Record
Deed Sale	Aug 22, 2016 · Amount on Record
Deed Document Number	2016551443
Deed Book / Page	2609 / 484
Prior Transfer Date	Jul 30, 2008
Prior Transfer Doc	20580697
Record Updated	Jun 08, 2026

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LINCOLN NC
Property Address	4196 BAXTER RD, CHERRYVILLE, NC 28021-9506
Document Number	2666123
Book / Page	002666 / 000123
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4196 BAXTER RD CHERRYVILLE NC 28021, CHERRYVILLE, NC 28021

Mortgage

Document Number	2666123
Date	May 17, 2017
Book Page	002666/000123
Instrument	562866

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Interest

Rate	4.2%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4196 BAXTER RD, CHERRYVILLE, NC 28021-9506
Document Number	2666107
Book / Page	002666 / 000107
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 05, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	2666107
Date	May 17, 2017
Book Page	002666/000107
Instrument	562865

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll as of August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,455.00 (+1.39%)	$221,515 (-) Land $41,426 Building $180,089	$221,515 (-) Land $41,426 Building $180,089
2023	$1,435.00	$221,515 Land $41,426 Building $180,089	$221,515 Land $41,426 Building $180,089

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), as of January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 28 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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