41950 220th Ave, Chariton, IA 50049 Property Records

Lucas County property record for 41950 220th Ave, Chariton, IA 50049

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,847 sqft · built 2007
Lot Size	9.89 acres (430,808 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,768 (2026)
Deeds & Mortgages	Mar 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1025200006`

Property Details

APN / Parcel Number

Primary APN	`1025200006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,847 sqft Living Area
Basement Area	1,847 sqft
Unfinished Basement	1,847 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	430,808 sqft (9.89 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	455 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	41950 220TH AVE
City	CHARITON
State	IA
Zip	50049-7864
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	25-71-22 NE NE E OF CO RD
Legal Range	22W
Legal Township	71N
Legal Section	25
Jurisdiction	LUCAS IA
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1100
Census Tract	950200

Owner

Source: Lucas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41950 220TH AVE, CHARITON, IA 50049-7864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS IA
Property Address	41950 220TH AVE, CHARITON, IA 50049-7864
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200316
Date	Mar 13, 2020
Instrument	2020-0316

Lender

Name	MIDWEST HERITAGE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Lucas County
Unified School District	Chariton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,768.00 (+16.01%) Homeowner's exemption	$351,764 (-) Land $7,811 Building $343,953	$351,764 (-) Land $7,811 Building $343,953
2025	$4,110.00 Homeowner's exemption Additional exemption filed	$351,764 (+26.67%) Land $7,811 Building $343,953	$351,764 (+26.67%) Land $7,811 Building $343,953
2024	$4,110.00 (+11.99%)
2023		$277,704 Land $5,060 Building $272,644	$277,704 Land $5,060 Building $272,644
2021	$3,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 75% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream Fixed Wireless	100 / 10
Lockridge Networks Fixed Wireless	50 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 220th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures