Shelby County property record for 4195 Sable Dr, Memphis, TN 38128
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,380 sqft · built 1987 |
| Lot Size | 0.312 acres (13,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Oct 1998) |
| Tax Bill | $1,453 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D0-147I-A0-0054 |
| Primary APN | D0-147I-A0-0054 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,380 sqft Living Area |
| Gross Area | 3,880 sqft |
| 1st Floor Area | 1,683 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,600 sqft (0.312 acres) |
| Lot Dimensions | 160 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Patio Area | 640 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4195 SABLE DR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38128-2470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | WS SABLE DR |
| Legal Subdivision | FOREST LAKES NORTH |
| Legal Lot Number | 32 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 20532 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4195 SABLE DR, MEMPHIS, TN 38128-2470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Apr 6, 2023 | Deed of Trust, Mortgage · Commercial Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 1998 · Amount on Record |
| Deed Sale | Oct 2, 1998 · Amount on Record |
| Prior Sale | Mar 19, 1996 · Amount on Record |
| Deed Document Number | 1998HU-7914 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4195 SABLE DR, MEMPHIS, TN 38128-2470 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4195 SABLE DR, MEMPHIS, TN 38128-2470 |
| Document Number | 0023026802 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 23026802 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Feb 16, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4195 SABLE DR, MEMPHIS, TN 38128-2470 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4195 SABLE DR, MEMPHIS, TN 38128-2470 |
| Document Number | 0023027098 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 23027098 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38134 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Feb 16, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,453.00 (+12.55%) | $54,050 (+41.86%) Land $5,775 Building $48,275 | $216,200 (+41.86%) Land $23,100 Building $193,100 |
| 2023 | $38,100 Land $5,200 Building $32,900 | ||
| 2022 | $1,291.00 | ||
| 2021 | $152,400 Land $20,800 Building $131,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2011–2014) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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