Etowah County property record for 4195 River Rd, Southside, AL 35907
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,380 sqft · built 1990 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $601 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-02-03-0-001-012.016 |
| Primary APN | 21-02-03-0-001-012.016 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 63,162 sqft (1.45 acres) |
| Utility Building | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 171015 |
|---|---|
| Street Address | 4195 RIVER RD |
| City | GADSDEN |
| State | AL |
| Zip | 35907-0564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR COM INT N ROW FOWLERS FERRY RD & NW ROW CHEYENNE DR TH NW 153.68 ALONG N ROW FOWLERS FERRY RD TH N 450S TO POB TH N 326.89 TH NW 169.2 TH SW 155 TH SE 389.21 TO POB LYING IN NW1/4 NW1/4 SOUTHSIDE 3-13-6 1702-37,D-2009-3318987,D-2010-333 |
| Legal Range | 6E |
| Legal Township | 13S |
| Legal Section | 3 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | GADSDEN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10503 |
4195 River Rd is owner-occupied and held in a trust.
Source: Etowah County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4195 RIVER RD, GADSDEN, AL 35907-0564 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 4195 River Rd was $601 with a homeowner's exemption.
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Southside City |
| Unified School District | Etowah County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $601.00 Homeowner's exemption | $14,660 Land $540 Building $14,120 | $146,600 Land $5,400 Building $141,200 |
| 2023 | Homeowner's exemption Additional exemption filed | $14,660 Land $540 Building $14,120 | $146,600 Land $5,400 Building $141,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4195 River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4195 River Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 79% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHSIDE WATER WORKS AND SEWER BOARD serves 12,327 people · EPA ID AL0000591 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
May also be available: Spectrum.
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