4195 Paseo de Oro, Cypress, CA 90630 Property Records

Orange County property record for 4195 Paseo de Oro, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,750 sqft · built 1968
Lot Size	0.116 acres (5,040 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,676 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`244-231-68`

Property Details

APN / Parcel Number

Primary APN	`244-231-68`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,750 sqft Living Area
Gross Area	3,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,040 sqft (0.116 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4195 PASEO DE ORO
City	CYPRESS
State	CA
Zip	90630-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 6489 BLK LOT 75
Legal Subdivision	TRACT NUMBER 6489
Legal Tract	6489
Legal Lot Number	75
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2007
Census Tract	110117

Owner

4195 Paseo de Oro is owned and occupied by two individuals who acquired it in August 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4195 PASEO DE ORO, CYPRESS, CA 90630-3417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Sep 6, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 18, 2017
Transfer Doc	0000379107
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4195 PASEO DE ORO, CYPRESS, CA 90630-3417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4195 PASEO DE ORO, CYPRESS, CA 90630-3417

Mortgage

Document Number	0000753185
Date	Dec 21, 2020
Instrument	2020000753185

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4195 PASEO DE ORO, CYPRESS, CA 90630-3417
Document Number	0000379109
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4195 PASEO DE ORO CYPRESS CA 906303417, CYPRESS, CA 90630-3417

Mortgage

Document Number	0000379109
Date	Sep 6, 2017
Instrument	379109

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 5, 2032

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 6, 2017
Property Address	4195 PASEO DE ORO, CYPRESS, CA 90630-3417
Document Number	0000379107
Instrument Date	Aug 18, 2017
Instrument	379107
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4195 PASEO DE ORO CYPRESS CA 906303417, CYPRESS, CA 90630-3417

Tax Assessment & Valuation

The 2025 property tax bill for 4195 Paseo de Oro was $2,676 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Cypress Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$215,262 (+2%) Land $45,657 Building $169,605
2025	$2,676.00 Homeowner's exemption	$211,042 Land $44,762 Building $166,280
2023	$2,499.00 (+1.38%) Homeowner's exemption	$202,848 Land $43,024 Building $159,824
2022	$2,465.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4195 Paseo de Oro in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4195 Paseo de Oro has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 982 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Frontier, GeoLinks.

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