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4195 Pacente Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 4195 Pacente Loop, Wesley Chapel, FL 33543 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,576 sqft · built 2013
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$303,000 (Feb 2023)
Tax Bill$6,074 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Feb 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN23-26-20-0090-00000-1890

Property Details

APN / Parcel Number

Primary APN23-26-20-0090-00000-1890
Alternative APNs
  • 2026230090000001890
  • 0555402

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,576 sqft Living Area
Gross Area3,017 sqft
1st Floor Area1,059 sqft
Upper Floors Area1,517 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Garage TypeAttached
Garage Area441 sqft
DrivewayConcrete Driveway
Driveway Area542 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area237 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4195 PACENTE LOOP
CityWESLEY CHAPEL
StateFL
Zip33543-5447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHTON OAKS SUDIVISION PHASE 4 PB 67 PG 084 LOT 189
Legal Range20E
Legal Township26S
Legal Section23
Legal SubdivisionASHTON OAKS
Legal Tract90
Legal Lot Number189
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group2
Census Block2000
Census Tract32108

Owner

Source: Pasco County records · APN 23-26-20-0090-00000-1890

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4195 PACENTE LOOP, WESLEY CHAPEL, FL 33543-5447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Feb 24, 2023Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jun 30, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 17, 2020Correction Deed
NOT AVAILABLE
Jul 27, 2020Correction Deed
ATTORNEY ONLY
Sep 10, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 24, 2023 · Amount on Record
Deed SaleFeb 24, 2023 · Amount on Record
Prior SaleAug 17, 2020 · Amount on Record
Deed Document Number202333736
Deed Book / Page10772 / 814
Prior Transfer DateApr 15, 2019
Prior Transfer Doc0101583327
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address4195 PACENTE LOOP, WESLEY CHAPEL, FL 33543-5447
Transaction TypeMortgage
Record UpdatedMar 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4195 PACENTE LOOP, WESLEY CHAPEL, FL 33543-5447

Mortgage

Document Number0113682965
DateFeb 23, 2026
Book Page11368/2965
Instrument2026032983
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 22, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateFeb 24, 2023
Property Address4195 PACENTE LOOP, WESLEY CHAPEL, FL 33543-5447
Document Number0107720814
Book / Page10772 / 814
Map ReferenceMB 67 PG 84
Instrument DateFeb 20, 2023
Instrument2023033736
Transaction TypeTransfer
Record UpdatedMar 13, 2023
Title CompanyHOMESTEAD TTL OF PINELLAS IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,121.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 231008, TAMPA, FL 33623

Transferred To (Grantee/Buyer)

NameVerified Name
Address4195 PACENTE LOOP, ZEPHYRHILLS, FL 33543-5447

Mortgage

Document Number0107720817
DateFeb 24, 2023
Book Page10772/817
Instrument2023033738
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASCO FL
Recording DateJun 30, 2020
Property Address4195 PACENTE LOOP, WESLEY CHAPEL, FL 33543-5447
Document Number0101282123
Book / Page010128 / 002123
Instrument DateApr 15, 2019
Instrument103926
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,645.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4195 PACENTE LOOP WESLEY CHAPEL FL 335435447, WESLEY CHAPEL, FL 33543-5447

August 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionPASCO FL
Recording DateAug 17, 2020
Property Address4195 PACENTE LOOP, WESLEY CHAPEL, FL 33543-5447
Document Number0101583327
Book / Page010158 / 003327
Instrument DateApr 15, 2019
Instrument134540
Record UpdatedSep 07, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,645.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4195 PACENTE LOOP WESLEY CHAPEL FL 335435447, WESLEY CHAPEL, FL 33543-5447

July 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionPASCO FL
Recording DateJul 27, 2020
Property Address4195 PACENTE LOOP, WESLEY CHAPEL, FL 33543-5447
Document Number0101440610
Book / Page010144 / 000610
Instrument DateApr 15, 2019
Instrument119744
Record UpdatedAug 31, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,645.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4195 PACENTE LOOP WESLEY CHAPEL FL 335435447, WESLEY CHAPEL, FL 33543-5447

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPASCO FL
Property Address4195 PACENTE LOOP, WESLEY CHAPEL, FL 33543-5447
Document Number0098182259
Instrument DateSep 10, 2018
Transaction TypeMortgage
Record UpdatedDec 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4195 PACENTE LOOP WESLEY CHAPEL FL 335435447, WESLEY CHAPEL, FL 33543-5447

Mortgage

Document Number0098182259
DateNov 16, 2018
Book Page009818/002259
Instrument193387
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 15, 2048
Interest
Rate4.87%

Tax Assessment & Valuation

Source: Pasco County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$393,890 (+2.9%)$395,125 (-0.21%) Land $54,172 Building $340,953
2025$6,074.00 (+2.34%) Homeowner's exemption$382,790 (-7.08%) Land $54,172 Building $328,618$395,949 (-3.88%) Land $54,172 Building $341,777
2024$5,935.00 (-7.42%)
2023$6,411.00 (+22.49%)$411,940 (+21.27%) Land $48,472 Building $363,468$411,940 (+21.27%) Land $48,472 Building $363,468
2022$5,234.00$339,693 Land $40,572 Building $299,121$339,693 Land $40,572 Building $299,121

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010321082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 161 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies161 in force
147 of 161 on primary residences
Nearby Flood Claims11 (1997–2024)
Claims Outside the SFHA3 of 11
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Flood Events
  • Hurricane Milton (Oct 2024), 3 claims
  • Hurricane Irma (Sep 2017), 2 claims
  • Hurricane Frances (Sep 2004), 3 claims

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 391 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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