4195 Michael Rd, Edmond, OK 73025 Property Records

Logan County property record for 4195 Michael Rd, Edmond, OK 73025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,753 sqft · built 2005
Lot Size1.12 acres (49,179 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Feb 2019)
Tax Bill$3,820 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN220010-221003-023000

Property Details

APN / Parcel Number

Primary APN220010-221003-023000
Alternative APNs
  • 420045240
  • 0045240

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,753 sqft Living Area
1st Floor Area2,753 sqft
Storm ShelterStorm Shelter
Storm ShuttersStorm Shutters
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area49,179 sqft (1.12 acres)
Garage Area755 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area311 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0045240
Street Address4195 MICHAEL RD
CityEDMOND
StateOK
Zip73025-1231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD RIDGE AMENDED EST LOT 23 BLOCK 3 (1.15 AC)
Legal Range03W
Legal Township15N
Legal Section29
Legal SubdivisionEMERALD RIDGE AMENDED
Legal Block3
Legal Lot Number23
JurisdictionLOGAN OK
Township / Civil DivisionGUTHRIE
Census Block Group2
Census Block2000
Census Tract600802

Owner

4195 Michael Rd is owned and occupied by two individuals who acquired it in January 2022.

Source: Logan County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4195 MICHAEL RD, EDMOND, OK 73025-1231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2023Deed of Trust, Mortgage · Line of Credit
UMB BANK NA
Jan 27, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Feb 27, 2019Warranty Deed, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2019 · Amount on File
Deed SaleFeb 27, 2019 · Amount on File
Prior SaleJan 27, 2006 · Amount on File
Deed Document Number20191629
Deed Book / Page2850 / 558
Last Transfer DateJan 20, 2022
Transfer Doc0031150448
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOGAN OK
Property Address4195 MICHAEL RD, EDMOND, OK 73025-1231
Transaction TypeMortgage
Record UpdatedJun 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4195 MICHAEL RD, EDMOND, OK 73025-1231

Mortgage

Document Number0032280051
DateMay 24, 2023
Book Page3228/51
InstrumentI-2023-005113
Lender
NameUMB BANK NA
TypeBank
AddressOKLAHOMA CITY, OK 73112
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOGAN OK
Recording DateJan 27, 2022
Property Address4195 MICHAEL RD, EDMOND, OK 73025-1231
Document Number0031150448
Book / Page3115 / 448
Instrument DateJan 20, 2022
InstrumentI-2022-001055
Transaction TypeTransfer
Record UpdatedDec 22, 2022
Title CompanyCHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4195 MICHAEL RD, EDMOND, OK 73025-1231

Mortgage

Document NumberI2022001056
DateJan 27, 2022
InstrumentI-2022-001056
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOGAN OK
Recording DateFeb 27, 2019
Property Address4195 MICHAEL RD, EDMOND, OK 73025-1231
Document Number0028500558
Book / Page2850 / 0558
Instrument DateFeb 22, 2019
Instrument2019-001629
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyCHICAGO TITLE OKLAHOMA CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$412.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4195 MICHAEL RD, EDMOND, OK 73025-1231

Mortgage

Document Number2019001630
DateFeb 27, 2019
Instrument2019-001630
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Logan County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyLogan County
Unified School DistrictDeer Creek Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,838 (+3%) Land $4,271 Building $30,567$316,712 (-5.05%) Land $38,829 Building $277,883
2025$3,820.00 (-0.26%) Homeowner's exemption$33,824 (+3%) Land $4,271 Building $29,553$333,555 (-1.09%) Land $38,829 Building $294,726
2024$3,830.00 (+6.54%) Homeowner's exemption$32,838 (+3%) Land $4,271 Building $28,567$337,218 (+5.58%) Land $38,829 Building $298,389
2023$3,595.00 Homeowner's exemption$31,882 Land $4,271 Building $27,611$319,408 Land $38,829 Building $280,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4195 Michael Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4195 Michael Rd is moderate, ranking above 63% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 75% of Oklahoma
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airosurf Communications
Fixed Wireless
250 / 50
Atlink Services
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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