4195 King Wilkinson Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 4195 King Wilkinson Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,999 sqft · built 2007
Lot Size	9.6 acres (418,568 sqft)
Owner	2 Individual Names on File
Last Sale	$1,060,000 (Sep 2021)
Tax Bill	$7,072 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3665-70-1380`

Property Details

APN / Parcel Number

Primary APN	`3665-70-1380`
Alternative APNs	`286968` `84671`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,999 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Lot Area	418,568 sqft (9.6 acres)
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces
Pool Area	648 sqft
Shed	1 Shed
Shed Area	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	286968
Street Address	4195 KING WILKINSON RD
City	LINCOLNTON
State	NC
Zip	28092-8193
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	LT 4 HECHT KINARD
Legal Subdivision	HECHT-KINARD
Legal Lot Number	4
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	2
Census Block	2012
Census Tract	70902

Owner

4195 King Wilkinson Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4195 KING WILKINSON RD, LINCOLNTON, NC 28092-8193
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEXTMARK FCU
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	2021639700
Deed Book / Page	3089 / 969
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 29, 2021
Property Address	4195 KING WILKINSON RD, LINCOLNTON, NC 28092-8193
Document Number	3089969
Book / Page	3089 / 969
Map Reference	MB 13 PG 348
Instrument Date	Aug 10, 2021
Instrument	639700
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4195 KING WILKINSON RD, LINCOLNTON, NC 28092-8193

Mortgage

Document Number	639701
Date	Sep 29, 2021
Instrument	639701

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4195 KING WILKINSON RD, LINCOLNTON, NC 28092-8193
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	301262
Date	Feb 26, 2021
Book Page	3012/62
Instrument	626172

Lender

Name	NEXTMARK FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 15, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4195 KING WILKINSON RD, LINCOLNTON, NC 28092-8193
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2987501
Date	Dec 21, 2020
Book Page	2987/501
Instrument	622107

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 21, 2020
Property Address	4195 KING WILKINSON RD, LINCOLNTON, NC 28092-8193
Document Number	2987485
Book / Page	2987 / 485
Map Reference	MB 13 PG 348
Instrument Date	Nov 24, 2020
Instrument	622105
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1152, LINCOLNTON, NC 28093-1152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4195 KING WILKINSON RD, LINCOLNTON, NC 28092-8193

Mortgage

Document Number	622106
Date	Dec 21, 2020
Instrument	622106

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4195 King Wilkinson Rd was $7,072.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,072.00	$1,105,726 Land $135,394 Building $970,332	$1,105,726 Land $135,394 Building $970,332
2023	$6,798.00	$1,105,726 Land $135,394 Building $970,332	$1,105,726 Land $135,394 Building $970,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4195 King Wilkinson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4195 King Wilkinson Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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