4195 Jenee Dr, Lorain, OH 44053 Property Records

Lorain County property record for 4195 Jenee Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,642 sqft · built 2003
Lot Size	0.21 acres (9,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jun 2026)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-010-000-154`

Property Details

APN / Parcel Number

Primary APN	`02-02-010-000-154`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,642 sqft Living Area
Gross Area	2,979 sqft
1st Floor Area	1,436 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,813 sqft (0.21 acres)
Lot Dimensions	137 ft deep x 71.2 ft wide
Garage Type	Attached
Garage Area	305 sqft
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	32 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4195 JENEE DR
City	LORAIN
State	OH
Zip	44053-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMDEN RIDGE SUB 2 71.23 X 137.76
Legal Subdivision	CAMDEN RIDGE SUB 2
Legal Tract	02
Legal Lot Number	105
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2020
Census Tract	97202

Owner

Source: Lorain County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4195 JENEE DR, LORAIN, OH 44053-4407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Jul 31, 2003 · Amount on Record
Deed Document Number	202698774
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 8, 2026
Property Address	4195 JENEE DR, LORAIN, OH 44053-4407
Document Number	0000098774
Instrument Date	Jun 2, 2026
Instrument	202698774
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	INFINITE TITLE, INFINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4195 JENEE DR, LORAIN, OH 44053-4407

Mortgage

Document Number	0000098775,
Date	Jun 8, 2026
Instrument	202698775

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4195 JENEE DR, LORAIN, OH 44053-4407
Document Number	0000797953
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1195 JENEE DR LORAIN OH 44053, LORAIN, OH 44053

Mortgage

Document Number	0000797953
Date	Jan 13, 2021
Instrument	797953

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 12, 2046

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4195 JENEE DR, LORAIN, OH 44053-4407
Document Number	0000700711
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4195 JENEE DR LORAIN OH 440534407, LORAIN, OH 44053-4407

Mortgage

Document Number	0000700711
Date	Jan 10, 2019
Instrument	700711

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,068.00 (+1.6%) Homeowner's exemption	$96,350 (%) Land $19,250 Building $77,100	$275,290 (-) Land $55,000 Building $220,290
2024	$4,004.00 (-4.69%)	$96,352 (+12.99%) Land $19,250 Building $77,102	$275,290 (+12.99%) Land $55,000 Building $220,290
2023	$4,201.00 (+4.19%)	$85,275 (+0.01%) Land $13,444 Building $71,831	$243,640 (-) Land $38,410 Building $205,230
2022	$4,032.00	$85,270 Land $13,440 Building $71,830
2021			$243,640 Land $38,410 Building $205,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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