4195 Irwin Dr, Aberdeen, NC 28315 Property Records

Moore County property record for 4195 Irwin Dr, Aberdeen, NC 28315

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,270 sqft · built 2020
Lot Size	0.692 acres (30,144 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Jul 2020)
Tax Bill	$2,812 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`855000773383`

Property Details

APN / Parcel Number

Primary APN	`855000773383`
Alternative APNs	`20190201` `97042411`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,270 sqft Living Area
1st Floor Area	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	30,144 sqft (0.692 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97042411
Street Address	4195 IRWIN DR
City	ABERDEEN
State	NC
Zip	28315-4594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	MEADOW RIDGE LOT 105 ABERDEEN CITY IRWIN
Legal Lot Number	105
Jurisdiction	MOORE NC
Township / Civil Division	8, SANDHILLS
Census Block Group	1
Census Block	1014
Census Tract	951200

Owner

4195 Irwin Dr is owned and occupied by an individual who acquired it in February 2021.

Source: Moore County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4195 IRWIN DR, ABERDEEN, NC 28315-4594
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 23, 2021	Correction Deed
Jul 29, 2020	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Deed Document Number	202013656
Deed Book / Page	5382 / 400
Last Transfer Date	Feb 4, 2021
Transfer Doc	5547/90
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	4195 IRWIN DR, ABERDEEN, NC 28315-4594
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4195 IRWIN DR, ABERDEEN, NC 28315-4594

Mortgage

Document Number	006098/138
Date	Nov 21, 2023
Book Page	6098/138
Instrument	2023015597

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Nov 18, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MOORE NC
Recording Date	Feb 23, 2021
Property Address	4195 IRWIN DR, ABERDEEN, NC 28315-4594
Document Number	5547/90
Book / Page	5547 / 90
Map Reference	CAB 18 SL 138
Instrument Date	Feb 4, 2021
Instrument	2021004306
Record Updated	Sep 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2929 BREEZEWOOD AVE # 400, 2929, FAYETTEVILLE, NC 28303-5500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4195 IRWIN DR, ABERDEEN, NC 28315-4594

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jul 29, 2020
Property Address	4195 IRWIN DR, ABERDEEN, NC 28315-4594
Document Number	5382/400
Book / Page	5382 / 400
Map Reference	CAB 18 SL 138
Instrument Date	Jul 8, 2020
Instrument	2020013656
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2919 BREEZEWOOD AVE STE 400, 2919, FAYETTEVILLE, NC 28303-5283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4195 IRWIN DR, ABERDEEN, NC 28315-4594

Mortgage

Document Number	2020013657
Date	Jul 29, 2020
Instrument	2020013657

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4195 Irwin Dr was $2,812.

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Aberdeen Town
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,812.00	$373,720 (-) Land $45,000 Building $328,720
2025	$2,812.00	$373,720 Land $45,000 Building $328,720
2024			$373,720 (-) Land $45,000 Building $328,720
2023	$2,943.00	$373,720 Land $45,000 Building $328,720	$373,720 Land $45,000 Building $328,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4195 Irwin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4195 Irwin Dr is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ABERDEEN serves 12,473 people · EPA ID NC0363020
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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