Cabarrus County property record for 4195 Heathcliff Rd, Concord, NC 28025
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,052 sqft · built 2002 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,710 (2023) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5558 48 3861 |
| Primary APN | 5558 48 3861 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 2,460 sqft |
| 1st Floor Area | 2,052 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 54,886 sqft (1.26 acres) |
| Lot Width | 45 ft Width |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 112305 |
|---|---|
| Street Address | 4195 HEATHCLIFF RD |
| City | CONCORD |
| State | NC |
| Zip | 28025-0464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AO |
| Legal Description | EAST SIDE HEATHCLIFF RD WITH 45' ROW |
| Legal Subdivision | MIAMI CHURCH RD |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 9, GEORGEVILLE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 41602 |
4195 Heathcliff Rd, a rural home, is owned and occupied by two individuals.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4195 HEATHCLIFF RD, CONCORD, NC 28025-0464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4195 HEATHCLIFF RD, CONCORD, NC 28025-0464 |
| Document Number | 1273777 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4195 HEATHCLIFF RD CONCORD NC 280250464, CONCORD, NC 28025-0464 |
| Document Number | 1273777 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 012737/000077 |
| Instrument | 27937 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | LOCUST, NC 28097 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,150 Land $42,950 Building $281,200 | ||
| 2024 | $324,150 (+49.43%) Land $42,950 Building $281,200 | ||
| 2023 | $1,710.00 | $216,930 Land $21,470 Building $195,460 | $216,930 Land $21,470 Building $195,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4195 Heathcliff Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4195 Heathcliff Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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