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4195 Frances Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4195 Frances Dr, Delray Beach, FL 33445

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,158 sqft · built 1960
Lot Size0.95 acres (41,382 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Oct 1994)
Tax Bill$6,866 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00-42-46-13-00-000-1020

Property Details

APN / Parcel Number

Primary APN00-42-46-13-00-000-1020

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,158 sqft Living Area
Gross Area3,480 sqft
1st Floor Area2,158 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area41,382 sqft (0.95 acres)
Lot Dimensions230 ft deep x 180 ft wide
Garage TypeAttached
Garage Area576 sqft

Exterior Amenities

Pool Area90 sqft
PorchEnclosed/Unfinished Porch
Porch Area692 sqft
Patio Area280 sqft
Shed1 Shed
Shed Area110 sqft
Storage Building54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4195 FRANCES DR
CityDELRAY BEACH
StateFL
Zip33445-3214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Description13-46-42~ E 180 FT OF W 390 FTOF S 230 FT OF N 1/2 OF SE 1/4 OF NE 1/4
Legal Range42E
Legal Township46S
Legal Section13
Legal SubdivisionACREAGE & UNREC
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group2
Census Block2008
Census Tract6909

Owner

Source: Palm Beach County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4195 FRANCES DR, DELRAY BEACH, FL 33445-3214
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 1994 · Amount on Record
Deed SaleOct 21, 1994 · Amount on Record
Deed Book / Page8473 / 1277
Last Transfer DateApr 2, 2010
Transfer Doc0237811930
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address4195 FRANCES DR, DELRAY BEACH, FL 33445-3214
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0311540699
DateJan 13, 2020
Book Page31154/0699
Instrument20200014849
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,866.00 (+102.48%)$246,095 (+5.99%)$581,963 (-11.07%) Land $286,225 Building $295,738
2024$3,391.00 (+3.45%)
2023$3,278.00 (-50.86%) Homeowner's exemption Widower's exemption$232,193 (+3%)$654,410 (+13.15%) Land $272,595 Building $381,815
2022$6,671.00 Homeowner's exemption Widower's exemption$225,430$578,352 Land $261,360 Building $316,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims21 (1979–2014)
Claims Outside the SFHA18 of 21
Most Recent ClaimJan 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELRAY BEACH PUBLIC WATER SYSTEM
serves 69,754 people · EPA ID FL4500351
Water SourceGroundwater
Last State InspectionNov 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Blue Stream.

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