Palm Beach County property record for 4195 Emerald Vista, Lake Worth, FL 33461 · Last verified May 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,696 sqft Living Area |
| Lot Size | 2,788 sqft (0.064 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2024) |
| Tax Bill | $809.00 (2024) |
| Primary APN | 00-43-44-30-20-000-1000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,696 sqft Living Area |
| 1st Floor | 638 sqft 1st Floor |
| Upper Floors | 980 sqft Upper Floors |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Wood Truss Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 2,788 sqft (0.064 acres) |
| Garage Type | Attached Garage |
| Garage Area | 273 sqft Garage |
| Porch Area | 300 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 4195 EMERALD VIS |
|---|---|
| City | LAKE WORTH |
| State | FL |
| Zip | 33461-5381 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | EMERALD LAKE TOWNHOMES LT 100 |
| Legal Range | 43E |
| Legal Township | 44S |
| Legal Section | 30 |
| Legal Subdivision | EMERALD LAKE TOWNHOMES |
| Legal Lot Number | 100 |
| Jurisdiction | PALM BEACH FL |
| Minor Civil Division | LAKE WORTH |
| Census Blockgroup | 4 |
| Census Block | 4003 |
| Census Tract | 4904 |
Source: Palm Beach County records · APN 00-43-44-30-20-000-1000
Assessment roll updated December 10, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4195 EMERALD VIS, LAKE WORTH, FL 33461-5381 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 10, 2021 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Jul 23, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2024 · Amount on Record |
| Deed Sale | Oct 24, 2024 · Amount on Record |
| Prior Sale | Oct 12, 2006 · Amount on Record |
| Deed Doc Number | 2024362824 |
| Deed Book / Page | 35341 / 1644 |
| Prior Transfer Date | Jul 15, 2019 |
| Prior Transfer Doc | 0307700142 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 4195 EMERALD VIS, LAKE WORTH, FL 33461-5381 |
| Document Number | 0000148854 |
| Book / Page | 36474 / 320 |
| Instrument Date | Apr 06, 2026 |
| Instrument | 2026148854 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4195 EMERALD VIS, LAKE WORTH, FL 33461-5381 |
| Document Number | 0000148854, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 36474/320 |
| Instrument | 2026148854 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 4195 EMERALD VIS, LAKE WORTH, FL 33461-5381 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 4195 EMERALD VIS, LAKE WORTH, FL 33461-5381 |
| Document Number | 0321830595 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 32183/595 |
| Instrument | 20210063145 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jul 23, 2019 |
| Property Address | 4195 EMERALD VIS, LAKE WORTH, FL 33461-5381 |
| Document Number | 0307700142 |
| Book / Page | 030770 / 000142 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 270202 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4195 EMERALD VIS LAKE WORTH FL 334615381, LAKE WORTH, FL 33461-5381 |
| Document Number | 307700144 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 030770/000144 |
| Instrument | 270203 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.93% |
| Document Number | 307700160, |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 030770/000160 |
| Instrument | 270204 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.93% |
Source: Palm Beach County records · Assessment roll updated December 10, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,970.00 (+514.34%) | $313,000 (+206.29%) | $313,000 (+4.68%) Building $313,000 |
| 2024 | $809.00 (+5.75%) | ||
| 2023 | $765.00 (-48.86%) Homeowner's exemption | $102,191 (+3%) | $299,000 (+21.55%) Building $299,000 |
| 2022 | $1,496.00 Homeowner's exemption | $99,215 | $245,980 Building $245,980 |
4195 Emerald Vista is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Palm Beach County (12099C), updated September 24, 2026
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 13.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 7th in Florida |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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