4195 Derry Ct, Rochester, MI 48306 Property Records

Oakland County property record for 4195 Derry Ct, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,963 sqft · built 2014
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Apr 2020)
Tax Bill	$5,350 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-27-276-027`

Property Details

APN / Parcel Number

Primary APN	`N-10-27-276-027`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,963 sqft Living Area
Basement Area	2,068 sqft
Unfinished Basement	2,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	19,602 sqft (0.45 acres)
Garage Area	980 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	275 sqft
Porch	Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4195 DERRY CT
City	ROCHESTER
State	MI
Zip	48306-4666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SV
Legal Description	T4N, R11E, SEC 27 OAKLAND KNOLLS SUB LOT 34 12-27-00 FR 200-016
Legal Range	11E
Legal Township	04N
Legal Section	27
Legal Subdivision	OAKLAND KNOLLS SUB
Legal Lot Number	12,34
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1001
Census Tract	190500

Owner

4195 Derry Ct is owned and occupied by an individual who bought it in April 2020.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4195 DERRY CT, ROCHESTER, MI 48306-4666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 6, 2020	Warranty Deed, Transfer AMROCK
Jan 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2020 · Amount on File
Deed Sale	Apr 6, 2020 · Amount on File
Prior Sale	Aug 8, 2016 · Amount on File
Deed Document Number	202064508
Deed Book / Page	54038 / 508
Prior Transfer Date	Nov 28, 2018
Prior Transfer Doc	0000000017
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4195 DERRY CT, ROCHESTER, MI 48306-4666
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4195 DERRY CT, ROCHESTER, MI 48306-4666

Mortgage

Document Number	0000269523
Date	Dec 7, 2021
Book Page	57150/267
Instrument	269523

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4195 DERRY CT, ROCHESTER, MI 48306-4666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164917
Date	Sep 1, 2017
Book Page	51035/00156
Instrument	164917

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	4195 DERRY CT, ROCHESTER, MI 48306-4666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211367
Date	Dec 18, 2019
Book Page	53623/00505
Instrument	211367

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 6, 2020
Property Address	4195 DERRY CT, ROCHESTER, MI 48306-4666
Document Number	0000064508
Book / Page	54038 / 508
Map Reference	LB 277 PG 8-12
Instrument Date	Nov 14, 2019
Instrument	64508
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	AMROCK

Transaction

Amount	Amount on Record
Tax	$5,031.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4195 DERRY CT, 4195, ROCHESTER, MI 48306-4666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6065 WINDEMERE LN # 20, 20, SHELBY TOWNSHIP, MI 48316-5377

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 2, 2019
Property Address	4195 DERRY CT, ROCHESTER, MI 48306-4666
Document Number	0000000017
Book / Page	052472 / 000009
Instrument Date	Nov 28, 2018
Instrument	17
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4195 DERRY CT ROCHESTER MI 483064666, ROCHESTER, MI 48306-4666

Tax Assessment & Valuation

The 2025 property tax bill for 4195 Derry Ct was $5,350 with a homeowner's exemption, down 33% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,350.00 (-33.02%) Homeowner's exemption	$387,820	$775,640
2024	$7,987.00
2023		$315,870	$631,740
2021	$6,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4195 Derry Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4195 Derry Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST OAKLAND TOWNSHIP serves 1,923 people · EPA ID MI0004877
Water Source	Groundwater
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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