4195 Conquistador, Oceanside, CA 92056 Property Records

San Diego County property record for 4195 Conquistador, Oceanside, CA 92056 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1995
Square Footage	2,246 sqft Living Area
Lot Size	4,201 sqft (0.96 acres)
Occupancy	Owner Occupied
Last Sale	$181,500 (1994)
Tax Bill	$4,236.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`161-652-54-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,246 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	4,201 sqft (0.96 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	4195 CONQUISTADOR
City	OCEANSIDE
State	CA
Zip	92056-5642
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 74 TR 012293
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012293
Legal Block	1
Legal Lot Number	74
Jurisdiction	SAN DIEGO CA
Minor Civil Division	OCEANSIDE-ESCONDIDO
Census Blockgroup	1
Census Block	1004
Census Tract	18522

Owner

Source: San Diego County records · APN 161-652-54-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4195 CONQUISTADOR, OCEANSIDE, CA 92056-5642
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 1994 · Amount on Record
Deed Sale	Jun 02, 1994 · Amount on Record
Deed Doc Number	1994358296
Record Refreshed	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4195 CONQUISTADOR, OCEANSIDE, CA 92056-5642
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4195 CONQUISTADOR, OCEANSIDE, CA 92056-5642

Mortgage

Document Number	0000028883
Date	Feb 02, 2026
Instrument	2026-0028883

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 17, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$383,108 (+2%) Land $69,326 Building $313,782
2025	$4,236.00 (+5.19%)	$375,597 (+4.04%) Land $67,967 Building $307,630
2023	$4,027.00 (+1.38%)	$361,015 Land $65,329 Building $295,686
2022	$3,972.00

Flood & Wildfire

4195 Conquistador is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.